[DeTomaso] [EXTERNAL] Insurance

[B Hower]

A note, FWIW:

 Just make sure the agreed value is high enough. Insurance companies can total a car if the repair will reach a certain % of agreed value ( say 70 % ). At that point you may be able to collect agreed value and they take car. You may be offered to buy your car back from them at their choice of amount. This might be a way to go if you really want that particular car, but it will then carry a salvage title.

You see it better after the tears stop,

Bud #3400 ( Drive it like there is no tomorrow -- for there may not be ! ) 

    On Sunday, March 31, 2019, 10:41:03 AM CDT, Himes, Terry (397C) via DeTomaso <detomaso at server.detomasolist.com> wrote:  
 
 I can attest that Haggerty pays claims fast and without any BS. I've had 2 minor claims 
and they have been professional and fast. But nothing catastrophic. My $.000002 worth.

"A Purple Heart proves you were smart enough to hatch a plan,
 stupid enough to try it and lucky enough to survive!"
 
Terry W. Himes 
JPL Jet Propulsion Laboratory
Deep Space Exploration – Mission Operations
 
Dawn Spacecraft Team
Juno Systems & Software Team
TGO Sequence Lead 
Odyssey Sequence Team
Spitzer Space Telescope Data Team
 
Phone: (818) 393-6261
Cell:    (818) 653-8213
thimes at jpl.nasa.gov
🇺🇸
 

On 3/30/19, 10:59 PM, "DeTomaso on behalf of Garth Rodericks via DeTomaso" <detomaso-bounces at server.detomasolist.com on behalf of detomaso at server.detomasolist.com> wrote:

    No!  Not all classic car policies are the same.  Some restrict your usage to exclusively going to/from car shows, club events and parades.  Others have ridiculously low mileage limits.  May specify that you CANNOT drive your car to work.
    I went with Hagerty for several reasons...  They allow you to determine the number of miles you plan to put on the car; they state it cannot be your regular commute vehicle, but do not explicitly state you cannot drive your car to work, and they do not restrict your usage to club events. And, perhaps even more importantly, I've known several folks who've had claims with Hagerty and they've had NO PROBLEMS with their claims whatsoever!  They're not the cheapest, but you don't want to find out your insurance company isn't standing by you in the event of a claim.
    
    >> Do all these policies have the same limitations regarding how the car is used?  Is this just for driving to and from car shows or club activities?  Are there limits on miles per year?Ken

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-------------- next part --------------
   A note, FWIW:
    Just make sure the agreed value is high enough. Insurance companies
   can total a car if the repair will reach a certain % of agreed value (
   say 70 % ). At that point you may be able to collect agreed value and
   they take car. You may be offered to buy your car back from them at
   their choice of amount. This might be a way to go if you really want
   that particular car, but it will then carry a salvage title.
   You see it better after the tears stop,
   Bud #3400 ( Drive it like there is no tomorrow -- for there may not be
   ! )

   On Sunday, March 31, 2019, 10:41:03 AM CDT, Himes, Terry (397C) via
   DeTomaso <detomaso at server.detomasolist.com> wrote:
   I can attest that Haggerty pays claims fast and without any BS. I've
   had 2 minor claims
   and they have been professional and fast. But nothing catastrophic. My
   $.000002 worth.
   "A Purple Heart proves you were smart enough to hatch a plan,
   stupid enough to try it and lucky enough to survive!"
   Terry W. Himes
   JPL Jet Propulsion Laboratory
   Deep Space Exploration a Mission Operations
   Dawn Spacecraft Team
   Juno Systems & Software Team
   TGO Sequence Lead
   Odyssey Sequence Team
   Spitzer Space Telescope Data Team
   Phone: (818) 393-6261
   Cell:    (818) 653-8213
   [1]thimes at jpl.nasa.gov
   d--od-,
   i>>?On 3/30/19, 10:59 PM, "DeTomaso on behalf of Garth Rodericks via
   DeTomaso" <[2]detomaso-bounces at server.detomasolist.com on behalf of
   [3]detomaso at server.detomasolist.com> wrote:
       No!  Not all classic car policies are the same.  Some restrict your
   usage to exclusively going to/from car shows, club events and parades.
   Others have ridiculously low mileage limits.  May specify that you
   CANNOT drive your car to work.
       I went with Hagerty for several reasons...  They allow you to
   determine the number of miles you plan to put on the car; they state it
   cannot be your regular commute vehicle, but do not explicitly state you
   cannot drive your car to work, and they do not restrict your usage to
   club events. And, perhaps even more importantly, I've known several
   folks who've had claims with Hagerty and they've had NO PROBLEMS with
   their claims whatsoever!  They're not the cheapest, but you don't want
   to find out your insurance company isn't standing by you in the event
   of a claim.

       >> Do all these policies have the same limitations regarding how
   the car is used?  Is this just for driving to and from car shows or
   club activities?  Are there limits on miles per year?Ken
   _______________________________________________
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