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      Recently I was looking to move 5 of my toys from their current
      insurance company to another company.  The current company has
      made some changes that I really don't care for in their billing
      process and I was looking for a new home for the 3 Panteras and 2
      more of my toys.  Did a Hagerty on line quote on the simplest of
      the cars and followed it up with a phone call to their national
      number.  Things were progressing swimmingly until I mentioned that
      2 of the cars were Nitrous equipped.  They will not handle Nitrous
      equipped cars under any conditions.  Levered the Quote into some
      viable concessions from my current agent.<br>
      <br>
      Oh well,<br>
      <br>
      jerry<br>
      <br>
      On 11/20/2013 10:36 PM, Asa Jay Laughton wrote:<br>
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      Well.... it would seem that Hagerty has some "feelers" into the
      DeTomaso email forum.<br>
      <br>
      I got an unsolicited phone call from them today.  The person who
      spoke with me had seen an email trail... and mentioned "Mike
      Drew."  I don't think Mike was the source, but that was the clue
      they probably have eyes into this list.  It's the -only- place
      I've made any comment, and as I recall... never mentioned their
      name, until now.  Of course Mike Drew hit the nail on the head
      when he said I'd been "Hagerty'ed."<br>
      <br>
      Anyway... they wanted to make sure I understood why the change was
      so big and wanted to ask me questions about the "modifications,"
      probably to see if they could re-classify it as stock in order to
      reduce my yearly cost.  Well, it seems 50 HP over stock may be the
      magic number (not to mention my other mods).  There was no dispute
      that it classified as a modified vehicle.<br>
      <br>
      Then he talked about possible rate reductions if I increased my
      deductible.  Let's just say what was offered would have taken me
      20 years to save in order to meet the deductible.  Umm... oh heck,
      it was take $50 of the yearly rate if you go with a $1,000
      deductible.  Gee, really????  WOW!   .... no thanks, I can do math
      in my head.<br>
      <br>
      I think I'll just get quotes from some of the others insurance
      vendors.  Since I know Hagerty will probably get a copy of this...
      um... yea... they need to offer me a sweeter deal than that.<br>
      <br>
      :)<br>
      Asa  Jay<br>
      <pre class="moz-signature" cols="72">Asa Jay Laughton, MSgt, USAFR, Retired
& Shelley Marie
Spokane, WA
******************************     
<a moz-do-not-send="true" class="moz-txt-link-freetext" href="http://www.racingagainstautism.com">http://www.racingagainstautism.com</a>
<a moz-do-not-send="true" class="moz-txt-link-freetext" href="http://www.teampanteraracing.com">http://www.teampanteraracing.com</a>
<a moz-do-not-send="true" class="moz-txt-link-freetext" href="http://facebook.com/racingagainstautism">http://facebook.com/racingagainstautism</a></pre>
      <br>
      On 11/19/2013 6:57 PM, Asa Jay Laughton wrote:
      <blockquote cite="mid:528C252E.6030800@asajay.com" type="cite">
        <meta content="text/html; charset=ISO-8859-1"
          http-equiv="Content-Type">
        Possibly.  -that- as Mike pointed out, was the primary factor
        that increased the value.  When I said the modified engine was
        maybe 50 HP more than stock, he said that qualified for
        "modified."  And then there was the non-stock radiator,
        non-stock shocks...<br>
        <br>
        Asa<br>
        <pre class="moz-signature" cols="72">Asa Jay Laughton, MSgt, USAFR, Retired
& Shelley Marie
Spokane, WA
******************************     
<a moz-do-not-send="true" class="moz-txt-link-freetext" href="http://www.racingagainstautism.com">http://www.racingagainstautism.com</a>
<a moz-do-not-send="true" class="moz-txt-link-freetext" href="http://www.teampanteraracing.com">http://www.teampanteraracing.com</a>
<a moz-do-not-send="true" class="moz-txt-link-freetext" href="http://facebook.com/racingagainstautism">http://facebook.com/racingagainstautism</a></pre>
        <br>
        On 11/19/2013 6:19 PM, Mike Thomas wrote:
        <blockquote
          cite="mid:020401cee596$fd3c0fb0$f7b42f10$@comcast.net"
          type="cite">
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            <p class="MsoNormal"><span style="font-size: 11pt;
                font-family: "Calibri","sans-serif";
                color: rgb(31, 73, 125);">That brings up an interesting
                question: how modified is modified?  I’ve been with
                Hagerty since I bought the Pantera.  The body is stock,
                but the engine, suspension, wheels/tires, seats, etc.
                are certainly not stock.  Am I setting myself up for a
                denial of claim if something were to happen?<o:p></o:p></span></p>
            <p class="MsoNormal"><span style="font-size: 11pt;
                font-family: "Calibri","sans-serif";
                color: rgb(31, 73, 125);"><o:p> </o:p></span></p>
            <p class="MsoNormal"><b><span style="font-size: 10pt;
                  font-family: "Agency
                  FB","sans-serif"; color: rgb(0, 32,
                  96);">Mike Thomas<o:p></o:p></span></b></p>
            <p class="MsoNormal"><b><span style="font-size: 9pt;
                  font-family: "Agency
                  FB","sans-serif"; color: rgb(31, 73,
                  125);">VP, POCA<o:p></o:p></span></b></p>
            <p class="MsoNormal"><b><span style="font-size: 9pt;
                  font-family: "Agency
                  FB","sans-serif"; color: rgb(31, 73,
                  125);">VP, Panteras Northwest<o:p></o:p></span></b></p>
            <p class="MsoNormal"><b><span style="font-size: 9pt;
                  font-family: "Agency
                  FB","sans-serif"; color: rgb(31, 73,
                  125);">Yellow ’74 #6328<o:p></o:p></span></b></p>
            <p class="MsoNormal"><span style="font-size: 11pt;
                font-family: "Calibri","sans-serif";
                color: rgb(31, 73, 125);"><o:p> </o:p></span></p>
            <p class="MsoNormal"><span style="font-size: 11pt;
                font-family: "Calibri","sans-serif";
                color: rgb(31, 73, 125);"><o:p> </o:p></span></p>
            <p class="MsoNormal"><span style="font-size: 11pt;
                font-family: "Calibri","sans-serif";
                color: rgb(31, 73, 125);"><o:p> </o:p></span></p>
            <div>
              <div style="border-width: 1pt medium medium; border-style:
                solid none none; border-color: rgb(225, 225, 225)
                -moz-use-text-color -moz-use-text-color; padding: 3pt
                0in 0in;">
                <p class="MsoNormal"><b><span style="font-size: 11pt;
                      font-family:
                      "Calibri","sans-serif";">From:</span></b><span
                    style="font-size: 11pt; font-family:
                    "Calibri","sans-serif";">
                    DeTomaso [<a moz-do-not-send="true"
                      class="moz-txt-link-freetext"
                      href="mailto:detomaso-bounces@poca.com">mailto:detomaso-bounces@poca.com</a>]
                    <b>On Behalf Of </b>Mike Drew<br>
                    <b>Sent:</b> Tuesday, November 19, 2013 11:50 AM<br>
                    <b>To:</b> Asa Jay Laughton<br>
                    <b>Cc:</b> <a moz-do-not-send="true"
                      class="moz-txt-link-abbreviated"
                      href="mailto:detomaso@poca.com">detomaso@poca.com</a><br>
                    <b>Subject:</b> Re: [DeTomaso] Insurance increase<o:p></o:p></span></p>
              </div>
            </div>
            <p class="MsoNormal"><o:p> </o:p></p>
            <div>
              <p class="MsoNormal">AJ,<o:p></o:p></p>
            </div>
            <div>
              <p class="MsoNormal"><o:p> </o:p></p>
            </div>
            <div>
              <p class="MsoNormal">Don't tell me, let me guess. You got
                Hagerty'ed. <o:p></o:p></p>
            </div>
            <div>
              <p class="MsoNormal"><o:p> </o:p></p>
            </div>
            <div>
              <p class="MsoNormal">Right?<o:p></o:p></p>
            </div>
            <div>
              <p class="MsoNormal"><o:p> </o:p></p>
            </div>
            <div>
              <p class="MsoNormal">Hagerty hates modified cars. When I
                was shopping they told me my rate would be triple their
                normal rate just because I had a fire system and
                aftermarket seat belts--both things that would
                potentially reduce their exposure!<o:p></o:p></p>
            </div>
            <div>
              <p class="MsoNormal"><o:p> </o:p></p>
            </div>
            <div>
              <p class="MsoNormal">Shop around. I am with heacock and my
                rates are very reasonable. I just raised my coverage and
                costs increase was minimal. <o:p></o:p></p>
            </div>
            <div>
              <p class="MsoNormal"><o:p> </o:p></p>
            </div>
            <div>
              <p class="MsoNormal">Mike<o:p></o:p></p>
            </div>
            <div>
              <p class="MsoNormal"><br>
                Sent from my iPhone<o:p></o:p></p>
            </div>
            <div>
              <p class="MsoNormal" style="margin-bottom: 12pt;"><br>
                On Nov 19, 2013, at 11:23, "Asa Jay Laughton"<<a
                  moz-do-not-send="true" href="mailto:asajay@asajay.com">asajay@asajay.com</a>>


                wrote:<o:p></o:p></p>
            </div>
            <blockquote style="margin-top: 5pt; margin-bottom: 5pt;">
              <div>
                <div>
                  <p class="MsoNormal"><span style="font-family:
                      "Arial","sans-serif";">Hey
                      all,<br>
                      I recently changed the policy on my Pantera.  I'm
                      still with the same company, but I increased the
                      agreed value based on recent market conditions and
                      on-line valuation tools.  I also changed it from
                      stock to modified.<br>
                      <br>
                      The surprise in all this is that my cost for the
                      policy more than tripled.  I was a bit stunned
                      when I figured it all out.<br>
                      <br>
                      Have you reviewed -your- policy recently to make
                      sure you are adequately covered?<br>
                      <br>
                      Asa Jay<br>
                      <br>
                    </span><i><span style="font-size: 10.5pt;
                        font-family:
                        "Arial","sans-serif"; color:
                        rgb(51, 51, 51);">Sent using Jedi mind tricks.</span></i><span
                      style="font-family:
                      "Arial","sans-serif";"><o:p></o:p></span></p>
                </div>
              </div>
            </blockquote>
            <blockquote style="margin-top: 5pt; margin-bottom: 5pt;">
              <div>
                <p class="MsoNormal">_______________________________________________<br>
                  <br>
                  Detomaso Forum Managed by POCA<br>
                  <br>
                  DeTomaso mailing list<br>
                  <a moz-do-not-send="true"
                    href="mailto:DeTomaso@poca.com">DeTomaso@poca.com</a><br>
                  <a moz-do-not-send="true"
                    href="http://poca.com/mailman/listinfo/detomaso_poca.com">http://poca.com/mailman/listinfo/detomaso_poca.com</a><o:p></o:p></p>
              </div>
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</pre>
        <br>
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        <p class="avgcert" color="#000000" align="left">No virus found
          in this message.<br>
          Checked by AVG - <a moz-do-not-send="true"
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</pre>
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