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Possibly. -that- as Mike pointed out, was the primary factor that
increased the value. When I said the modified engine was maybe 50
HP more than stock, he said that qualified for "modified." And then
there was the non-stock radiator, non-stock shocks...<br>
<br>
Asa<br>
<pre class="moz-signature" cols="72">Asa Jay Laughton, MSgt, USAFR, Retired
& Shelley Marie
Spokane, WA
******************************
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<br>
On 11/19/2013 6:19 PM, Mike Thomas wrote:
<blockquote cite="mid:020401cee596$fd3c0fb0$f7b42f10$@comcast.net"
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<p class="MsoNormal"><span style="font-size: 11pt; font-family:
"Calibri","sans-serif"; color: rgb(31,
73, 125);">That brings up an interesting question: how
modified is modified? I’ve been with Hagerty since I bought
the Pantera. The body is stock, but the engine, suspension,
wheels/tires, seats, etc. are certainly not stock. Am I
setting myself up for a denial of claim if something were to
happen?<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size: 11pt; font-family:
"Calibri","sans-serif"; color: rgb(31,
73, 125);"><o:p> </o:p></span></p>
<p class="MsoNormal"><b><span style="font-size: 10pt;
font-family: "Agency FB","sans-serif";
color: rgb(0, 32, 96);">Mike Thomas<o:p></o:p></span></b></p>
<p class="MsoNormal"><b><span style="font-size: 9pt;
font-family: "Agency FB","sans-serif";
color: rgb(31, 73, 125);">VP, POCA<o:p></o:p></span></b></p>
<p class="MsoNormal"><b><span style="font-size: 9pt;
font-family: "Agency FB","sans-serif";
color: rgb(31, 73, 125);">VP, Panteras Northwest<o:p></o:p></span></b></p>
<p class="MsoNormal"><b><span style="font-size: 9pt;
font-family: "Agency FB","sans-serif";
color: rgb(31, 73, 125);">Yellow ’74 #6328<o:p></o:p></span></b></p>
<p class="MsoNormal"><span style="font-size: 11pt; font-family:
"Calibri","sans-serif"; color: rgb(31,
73, 125);"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-size: 11pt; font-family:
"Calibri","sans-serif"; color: rgb(31,
73, 125);"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-size: 11pt; font-family:
"Calibri","sans-serif"; color: rgb(31,
73, 125);"><o:p> </o:p></span></p>
<div>
<div style="border-right: medium none; border-width: 1pt
medium medium; border-style: solid none none; border-color:
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padding: 3pt 0in 0in;">
<p class="MsoNormal"><b><span style="font-size: 11pt;
font-family:
"Calibri","sans-serif";">From:</span></b><span
style="font-size: 11pt; font-family:
"Calibri","sans-serif";"> DeTomaso
[<a class="moz-txt-link-freetext" href="mailto:detomaso-bounces@poca.com">mailto:detomaso-bounces@poca.com</a>] <b>On Behalf Of </b>Mike
Drew<br>
<b>Sent:</b> Tuesday, November 19, 2013 11:50 AM<br>
<b>To:</b> Asa Jay Laughton<br>
<b>Cc:</b> <a class="moz-txt-link-abbreviated" href="mailto:detomaso@poca.com">detomaso@poca.com</a><br>
<b>Subject:</b> Re: [DeTomaso] Insurance increase<o:p></o:p></span></p>
</div>
</div>
<p class="MsoNormal"><o:p> </o:p></p>
<div>
<p class="MsoNormal">AJ,<o:p></o:p></p>
</div>
<div>
<p class="MsoNormal"><o:p> </o:p></p>
</div>
<div>
<p class="MsoNormal">Don't tell me, let me guess. You got
Hagerty'ed. <o:p></o:p></p>
</div>
<div>
<p class="MsoNormal"><o:p> </o:p></p>
</div>
<div>
<p class="MsoNormal">Right?<o:p></o:p></p>
</div>
<div>
<p class="MsoNormal"><o:p> </o:p></p>
</div>
<div>
<p class="MsoNormal">Hagerty hates modified cars. When I was
shopping they told me my rate would be triple their normal
rate just because I had a fire system and aftermarket seat
belts--both things that would potentially reduce their
exposure!<o:p></o:p></p>
</div>
<div>
<p class="MsoNormal"><o:p> </o:p></p>
</div>
<div>
<p class="MsoNormal">Shop around. I am with heacock and my
rates are very reasonable. I just raised my coverage and
costs increase was minimal. <o:p></o:p></p>
</div>
<div>
<p class="MsoNormal"><o:p> </o:p></p>
</div>
<div>
<p class="MsoNormal">Mike<o:p></o:p></p>
</div>
<div>
<p class="MsoNormal"><br>
Sent from my iPhone<o:p></o:p></p>
</div>
<div>
<p class="MsoNormal" style="margin-bottom: 12pt;"><br>
On Nov 19, 2013, at 11:23, "Asa Jay Laughton"<<a
moz-do-not-send="true" href="mailto:asajay@asajay.com">asajay@asajay.com</a>>
wrote:<o:p></o:p></p>
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<div>
<p class="MsoNormal"><span style="font-family:
"Arial","sans-serif";">Hey all,<br>
I recently changed the policy on my Pantera. I'm
still with the same company, but I increased the
agreed value based on recent market conditions and
on-line valuation tools. I also changed it from stock
to modified.<br>
<br>
The surprise in all this is that my cost for the
policy more than tripled. I was a bit stunned when I
figured it all out.<br>
<br>
Have you reviewed -your- policy recently to make sure
you are adequately covered?<br>
<br>
Asa Jay<br>
<br>
</span><i><span style="font-size: 10.5pt; font-family:
"Arial","sans-serif"; color:
rgb(51, 51, 51);">Sent using Jedi mind tricks.</span></i><span
style="font-family:
"Arial","sans-serif";"><o:p></o:p></span></p>
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