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</o:shapelayout></xml><![endif]--></head><body lang=EN-US link=blue vlink=purple><div class=WordSection1><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'>That brings up an interesting question: how modified is modified? I’ve been with Hagerty since I bought the Pantera. The body is stock, but the engine, suspension, wheels/tires, seats, etc. are certainly not stock. Am I setting myself up for a denial of claim if something were to happen?<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'><o:p> </o:p></span></p><p class=MsoNormal><b><span style='font-size:10.0pt;font-family:"Agency FB","sans-serif";color:#002060'>Mike Thomas<o:p></o:p></span></b></p><p class=MsoNormal><b><span style='font-size:9.0pt;font-family:"Agency FB","sans-serif";color:#1F497D'>VP, POCA<o:p></o:p></span></b></p><p class=MsoNormal><b><span style='font-size:9.0pt;font-family:"Agency FB","sans-serif";color:#1F497D'>VP, Panteras Northwest<o:p></o:p></span></b></p><p class=MsoNormal><b><span style='font-size:9.0pt;font-family:"Agency FB","sans-serif";color:#1F497D'>Yellow ’74 #6328<o:p></o:p></span></b></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'><o:p> </o:p></span></p><div><div style='border:none;border-top:solid #E1E1E1 1.0pt;padding:3.0pt 0in 0in 0in'><p class=MsoNormal><b><span style='font-size:11.0pt;font-family:"Calibri","sans-serif"'>From:</span></b><span style='font-size:11.0pt;font-family:"Calibri","sans-serif"'> DeTomaso [mailto:detomaso-bounces@poca.com] <b>On Behalf Of </b>Mike Drew<br><b>Sent:</b> Tuesday, November 19, 2013 11:50 AM<br><b>To:</b> Asa Jay Laughton<br><b>Cc:</b> detomaso@poca.com<br><b>Subject:</b> Re: [DeTomaso] Insurance increase<o:p></o:p></span></p></div></div><p class=MsoNormal><o:p> </o:p></p><div><p class=MsoNormal>AJ,<o:p></o:p></p></div><div><p class=MsoNormal><o:p> </o:p></p></div><div><p class=MsoNormal>Don't tell me, let me guess. You got Hagerty'ed. <o:p></o:p></p></div><div><p class=MsoNormal><o:p> </o:p></p></div><div><p class=MsoNormal>Right?<o:p></o:p></p></div><div><p class=MsoNormal><o:p> </o:p></p></div><div><p class=MsoNormal>Hagerty hates modified cars. When I was shopping they told me my rate would be triple their normal rate just because I had a fire system and aftermarket seat belts--both things that would potentially reduce their exposure!<o:p></o:p></p></div><div><p class=MsoNormal><o:p> </o:p></p></div><div><p class=MsoNormal>Shop around. I am with heacock and my rates are very reasonable. I just raised my coverage and costs increase was minimal. <o:p></o:p></p></div><div><p class=MsoNormal><o:p> </o:p></p></div><div><p class=MsoNormal>Mike<o:p></o:p></p></div><div><p class=MsoNormal><br>Sent from my iPhone<o:p></o:p></p></div><div><p class=MsoNormal style='margin-bottom:12.0pt'><br>On Nov 19, 2013, at 11:23, "Asa Jay Laughton"<<a href="mailto:asajay@asajay.com">asajay@asajay.com</a>> wrote:<o:p></o:p></p></div><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><div><div><p class=MsoNormal><span style='font-family:"Arial","sans-serif"'>Hey all,<br>I recently changed the policy on my Pantera. I'm still with the same company, but I increased the agreed value based on recent market conditions and on-line valuation tools. I also changed it from stock to modified.<br><br>The surprise in all this is that my cost for the policy more than tripled. I was a bit stunned when I figured it all out.<br><br>Have you reviewed -your- policy recently to make sure you are adequately covered?<br><br>Asa Jay<br><br></span><i><span style='font-size:10.5pt;font-family:"Arial","sans-serif";color:#333333'>Sent using Jedi mind tricks.</span></i><span style='font-family:"Arial","sans-serif"'><o:p></o:p></span></p></div></div></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><div><p class=MsoNormal>_______________________________________________<br><br>Detomaso Forum Managed by POCA<br><br>DeTomaso mailing list<br><a href="mailto:DeTomaso@poca.com">DeTomaso@poca.com</a><br><a href="http://poca.com/mailman/listinfo/detomaso_poca.com">http://poca.com/mailman/listinfo/detomaso_poca.com</a><o:p></o:p></p></div></blockquote></div></body></html>