[DeTomaso] NPC-please FREEZE your credit reports

[Matt Wells]

Great advice Larry.
My daughter recently experienced some lowlife successively applying for
credit in her name and ordering a new X-box/live subscription. The first
she knew of it was an email confirmation and shipping details!
First thing I had her do was freeze her credit reports on the big three,
Experian, Equifax and TransUnion.
I told her if it happened once, it could happen again. The only thing we
could think of was the Target data breach which occurred a few years back
since she has a credit card there.
That's how the hacker scum operate, they don't bother with buying goods
they just wait until the heats died down then sell the personal info itself
on the dark web.
We were successful in canceling the order and stopping the thief from
getting the goods but it was a PITA hassle.
Your information is out there people, and it isn't as secure as we'd like
to think. Nobody is 100% safe but you can reasonably protect yourself by
following this advice.
Thanks for bringing this to everyone's attention Larry.

On Wed, Oct 27, 2021 at 12:52 PM Larry Finch via DeTomaso <
detomaso at server.detomasolist.com> wrote:

> All,
>
> I received a letter from the Bank of America telling me they could not
> approve my application for a credit card. But…….I never applied for that
> credit card. After talking with them I learned they had received all of my
> identifying information. Note: my FICO rating is excellent. The only reason
> they did not issue that card is they could not pull any of my credit
> reports. That is because several years ago I took the necessary steps to
> prevent any of the three credit agencies from releasing my credit reports.
> Everyone’s identifying information is being collected and collated from
> innumerable criminal sources. I am very careful online and shred any
> documents with critical information; thank goodness I activated those three
> credit report freezes.
>
> There is no charge to freeze your credit reports, but you must do it at
> all three agencies. It can easily be temporarily released should you need
> to apply for credit; it can then be easily reinstated. No fees to do so.
>
>
> https://www.consumer.ftc.gov/articles/what-know-about-credit-freezes-and-fraud-alerts
>
> Larry
>
> Sent from me using a magic, handheld electronic gizmo.
> _______________________________________________
>
>
> Detomaso Email List is not managed by POCA
> Posted emails must not exceed 1.5 Megabytes
> DeTomaso mailing list
> DeTomaso at server.detomasolist.com
> http://server.detomasolist.com/mailman/listinfo/detomaso
>
> To manage your subscription (change email address, unsubscribe, etc.) use
> the links above.
>
> Members who post to this list grant license to the list to forward any
> message posted here to all past, current, or future members of the list.
> They also grant the list owner permission to maintain an archive or approve
> the archiving of list messages.
-------------- next part --------------
   Great adviceA Larry.
   My daughter recently experienced some lowlife successively applying for
   credit in her name and ordering a new X-box/live subscription. The
   first she knew of it was an email confirmation and shipping details!
   First thing I had her do was freeze her credit reports on the big
   three, Experian, Equifax and TransUnion.A
   I told her if it happened once, it could happen again. The only thing
   we could think of was the Target data breach which occurredA a few
   years back since she has a credit card there.
   That's how the hacker scum operate, they don't bother with buying goods
   they just wait until the heats died down then sell the personal info
   itself on the dark web.
   We were successful in canceling the order and stopping the thief from
   getting the goods but it was a PITA hassle.
   Your information is out there people, and it isn't as secure as we'd
   like to think. Nobody is 100% safe but you can reasonably protect
   yourself by following this advice.A
   Thanks for bringing this to everyone's attention Larry.

   On Wed, Oct 27, 2021 at 12:52 PM Larry Finch via DeTomaso
   <[1]detomaso at server.detomasolist.com> wrote:

     All,
     I received a letter from the Bank of America telling me they could
     not approve my application for a credit card. Buta|a|.I never
     applied for that credit card. After talking with them I learned they
     had received all of my identifying information. Note: my FICO rating
     is excellent. The only reason they did not issue that card is they
     could not pull any of my credit reports. That is because several
     years ago I took the necessary steps to prevent any of the three
     credit agencies from releasing my credit reports. Everyoneas
     identifying information is being collected and collated from
     innumerable criminal sources. I am very careful online and shred any
     documents with critical information; thank goodness I activated
     those three credit report freezes.
     There is no charge to freeze your credit reports, but you must do it
     at all three agencies. It can easily be temporarily released should
     you need to apply for credit; it can then be easily reinstated. No
     fees to do so.
     [2]https://www.consumer.ftc.gov/articles/what-know-about-credit-free
     zes-and-fraud-alerts
     Larry
     Sent from me using a magic, handheld electronic gizmo.
     _______________________________________________
     Detomaso Email List is not managed by POCA
     Posted emails must not exceed 1.5 Megabytes
     DeTomaso mailing list
     [3]DeTomaso at server.detomasolist.com
     [4]http://server.detomasolist.com/mailman/listinfo/detomaso
     To manage your subscription (change email address, unsubscribe,
     etc.) use the links above.
     Members who post to this list grant license to the list to forward
     any message posted here to all past, current, or future members of
     the list. They also grant the list owner permission to maintain an
     archive or approve the archiving of list messages.

References

   1. mailto:detomaso at server.detomasolist.com
   2. https://www.consumer.ftc.gov/articles/what-know-about-credit-freezes-and-fraud-alerts
   3. mailto:DeTomaso at server.detomasolist.com
   4. http://server.detomasolist.com/mailman/listinfo/detomaso