[DeTomaso] Insurance Coverage Limits
Brent Stewart
bjbstewart at yahoo.com
Fri May 1 18:16:36 EDT 2015
As another data point, I just got my bill today as well. Two Panteras and a Porsche boxster, agreed value of $150k across all 3 - $737 / year.
Town & Country Insurance Services, Inc.DBA: Hot Rod Insurance Services, Inc.“Affiliated with Pacific Interstate Insurance Brokers”
in California.
On Friday, May 1, 2015 1:44 PM, Mike Drew via DeTomaso <detomaso at poca.com> wrote:
Just got my new bill. $170k in coverage (spread across three cars) is $1180 per year, from Heacock.
YMMV....
Mike
Sent from my iPhone
On May 1, 2015, at 12:26, Dave <dave at damardirect.com> wrote:
> I second the Zip Code, marital status, as well as credit rating and driving record.
>
> Most importantly, God bless the fine people at Heacock!
> IndyDave
>
> -----Original Message-----
> From: Mike Drew [mailto:MikeLDrew at aol.com]
> Sent: Thursday, April 30, 2015 4:41 PM
> To: marshall smith
> Cc: detomaso at poca.com; Forest Goodhart
> Subject: Re: [DeTomaso] Insurance Coverage Limits
>
> Don't forget your Zip code and marital status both play big roles. Kids in the house probably hurts as well.
>
> Just updated my Pantera to $75k, GT350 clone to $45k and Cobra replica to $50k. Will find out new rate tomorrow. This from Heacock (formerly Parish) through Great American.
>
> Btw a few weeks ago I got a notice from them telling me they had done an audit and determined they had overcharged me, and they gave me a $2400 refund!!!!
>
> Mike
>
> Sent from my iPhone
>
> On Apr 30, 2015, at 13:30, marshall smith <marshallgsmith at sbcglobal.net> wrote:
>
>> FYI on the cost of insurance with Hagerty. These figures are for no points, 501 to 2500 miles, garage kept, zero deductible and multi-car discount:
>>
>> $40,000 value $225.00/year
>> $50,000 value $282.00/year
>> $70,000 value $395.00/year
>> $85,000 value $479.00/year
>>
>> Marshall
>>
>>
>> --------------------------------------------
>> On Thu, 4/30/15, Forest Goodhart <forestg at att.net> wrote:
>>
>> Subject: Re: [DeTomaso] Insurance Coverage Limits
>> To: "Jordan Klein" <ohjordan at hotmail.com>, "detomaso at poca.com"
>> <detomaso at poca.com>
>> Date: Thursday, April 30, 2015, 11:59 AM
>>
>> In
>> California the mileage per year has a big affect on premium costs.
>>
>> __________________________________________________________________
>>
>> From: Jordan
>> Klein <ohjordan at hotmail.com>
>> To: detomaso at poca.com
>> Sent: Thursday, April 30, 2015
>> 11:47 AM
>> Subject: Re:
>> [DeTomaso] Insurance Coverage Limits
>>
>> Wow,
>> I'd
>> like to know more how one obtains a Hagerty $85k guaranteed value
>> California policy for
>> $320/year?
>> I've been w
>> Hagerty for 15+ years, 45 years driving experiance, no
>> claims, no tickets, just got
>> my renewal notice for a $50k agreed
>> value
>>
>> 100/300k California policy for $610. My car is a low mileage
>> original,
>> Calif. garage stored, & hasn't gone 1000 miles in the last
>> 10
>>
>> years.
>> When I
>> hear others are getting more insurance for ~ half and we live
>> <100 miles apart; I
>> feel like I'm getting screwed & Hagerty just
>> makes
>>
>> up premiums to whatever they think the "market will bear".
>>
>> Now I think I need to go insurance
>> shopping!
>> Jordan 7314
>> From: [1]terry.himes at jpl.nasa.gov
>> To: [2]MikeLDrew at aol.com;
>> [3]detomaso at poca.com
>> Date: Thu, 30 Apr 2015
>> 17:39:22 +0000
>> Subject: Re:
>> [DeTomaso] Insurance Coverage Limits
>> I agree. I am paying Haggerty
>> $320. a year for $85k value. A good
>> deal to pr
>> otect the
>> value of the car. Besides, Ins
>> Co's pay big $money$ to lobby state
>> legislatures
>> to require
>> liability insurance in almost
>> every state. So, in California, you must
>> carry s
>> ome insurance
>> to register your vehicle. Even
>> if you are a 1%'er. ;-)
>> "Sometimes I think the
>> surest signs that intelligent life
>>
>> exists elsewhere in the universe is that none of it has tried
>> to contact
>> us!"
>> Terry W. Himes
>> [cid:50258F42-0C4B-44EC-AC91-78B9D5FE75B1]
>> JPL Jet Propulsion Laboratory
>> InSight Sequence Team Lead
>> Rosetta/MEX Sequence Team Lead
>> Phone: (818) 393-6261
>> Cell: (818) 653-8213
>> Fax: (818) 393-3147
>> [4]thimes at jpl.nasa.gov<mailto:[5]thimes at jpl.nasa.gov>
>> 🇺🇸
>> From: Mike Drew via DeTomaso
>> <[6]detomaso at poca.com<mailto:[7]detomaso at poca.com>>
>> Reply-To: "[8]MikeLDrew at aol.com<mailto:[9]MikeLDrew at aol.com>"
>> <[10]MikeLDrew at aol.com<mailt
>> o:[11]MikeLDrew at aol.com>>
>> Date: Thursday, April 30, 2015
>> 10:22 AM
>> To: "[12]detomaso at poca.com<mailto:[13]detomaso at poca.com>"
>> <[14]detomaso at poca.com<mailto:deto
>> [15]maso at poca.com>>
>> Subject: Re: [DeTomaso] Insurance
>> Coverage Limits
>> All,
>> Another thought--one long-term
>> risk of under-insuring your car is that
>> the
>> threshold for it being considered
>> a total loss is that much lower. For
>> instance, if you only have your
>> Pantera insured for $25K, even a minor
>> fender-bender that is easily
>> repaired could cause the insurance company
>> to total
>> the
>> car out. You always have the
>> option of buying the wreck and then using
>> the money to fix it, but then the
>> car is forever tainted with a salvage
>> title.
>> Mike (calling today to raise his
>> limits--it's been more than a year and
>> values have once again
>> outdistanced my coverage....)
>>
>> _______________________________________________
>> Detomaso Forum
>> Managed
>> by POCA Posted emails must not
>> exceed 1.5 Megabytes DeTomaso mailing
>>
>> list [16]DeTomaso at poca.com
>> [17]http://poca.com/mailman/listinfo/detomaso_poca.com
>> To manage your
>>
>> subscription (change email address, unsubscribe, etc.) use the
>> links
>>
>> above.
>> _______________________________________________
>> Detomaso Forum Managed by POCA
>> Posted emails must not exceed 1.5
>> Megabytes
>> DeTomaso mailing
>> list
>> [18]DeTomaso at poca.com
>> [19]http://poca.com/mailman/listinfo/detomaso_poca.com
>> To manage your subscription
>> (change email address, unsubscribe, etc.)
>> use the links above.
>>
>> References
>>
>> 1. mailto:terry.himes at jpl.nasa.gov
>> 2. mailto:MikeLDrew at aol.com
>> 3. mailto:detomaso at poca.com
>> 4. mailto:thimes at jpl.nasa.gov
>> 5. mailto:thimes at jpl.nasa.gov
>> 6. mailto:detomaso at poca.com
>> 7. mailto:detomaso at poca.com
>> 8. mailto:MikeLDrew at aol.com
>> 9. mailto:MikeLDrew at aol.com
>> 10. mailto:MikeLDrew at aol.com
>> 11. mailto:MikeLDrew at aol.com
>> 12. mailto:detomaso at poca.com
>> 13. mailto:detomaso at poca.com
>> 14. mailto:detomaso at poca.com
>> 15. mailto:maso at poca.com
>> 16. mailto:DeTomaso at poca.com
>> 17. http://poca.com/mailman/listinfo/detomaso_poca.com
>> 18. mailto:DeTomaso at poca.com
>> 19. http://poca.com/mailman/listinfo/detomaso_poca.com
>>
>> -----Inline Attachment Follows-----
>>
>> _______________________________________________
>>
>> Detomaso Forum Managed by
>> POCA
>> Posted emails must not exceed 1.5
>> Megabytes
>> DeTomaso mailing list
>> DeTomaso at poca.com
>> http://poca.com/mailman/listinfo/detomaso_poca.com
>>
>> To manage your subscription
>> (change email address, unsubscribe, etc.) use the links above.
>>
>>
>> _______________________________________________
>>
>> Detomaso Forum Managed by POCA
>> Posted emails must not exceed 1.5 Megabytes DeTomaso mailing list
>> DeTomaso at poca.com http://poca.com/mailman/listinfo/detomaso_poca.com
>>
>> To manage your subscription (change email address, unsubscribe, etc.) use the links above.
>
>
_______________________________________________
Detomaso Forum Managed by POCA
Posted emails must not exceed 1.5 Megabytes
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DeTomaso at poca.com
http://poca.com/mailman/listinfo/detomaso_poca.com
To manage your subscription (change email address, unsubscribe, etc.) use the links above.
-------------- next part --------------
As another data point, I just got my bill today as well. Two Panteras
and a Porsche boxster, agreed value of $150k across all 3 - $737 /
year.
Town & Country Insurance Services, Inc.
DBA: Hot Rod Insurance Services, Inc.
aAffiliated with Pacific Interstate Insurance Brokersa
in California.
On Friday, May 1, 2015 1:44 PM, Mike Drew via DeTomaso
<detomaso at poca.com> wrote:
Just got my new bill. $170k in coverage (spread across three cars) is
$1180 per year, from Heacock.
YMMV....
Mike
Sent from my iPhone
On May 1, 2015, at 12:26, Dave <[1]dave at damardirect.com> wrote:
> I second the Zip Code, marital status, as well as credit rating and
driving record.
>
> Most importantly, God bless the fine people at Heacock!
> IndyDave
>
> -----Original Message-----
> From: Mike Drew [mailto:[2]MikeLDrew at aol.com]
> Sent: Thursday, April 30, 2015 4:41 PM
> To: marshall smith
> Cc: [3]detomaso at poca.com; Forest Goodhart
> Subject: Re: [DeTomaso] Insurance Coverage Limits
>
> Don't forget your Zip code and marital status both play big roles.
Kids in the house probably hurts as well.
>
> Just updated my Pantera to $75k, GT350 clone to $45k and Cobra
replica to $50k. Will find out new rate tomorrow. This from Heacock
(formerly Parish) through Great American.
>
> Btw a few weeks ago I got a notice from them telling me they had done
an audit and determined they had overcharged me, and they gave me a
$2400 refund!!!!
>
> Mike
>
> Sent from my iPhone
>
> On Apr 30, 2015, at 13:30, marshall smith
<[4]marshallgsmith at sbcglobal.net> wrote:
>
>> FYI on the cost of insurance with Hagerty. These figures are for no
points, 501 to 2500 miles, garage kept, zero deductible and multi-car
discount:
>>
>> $40,000 value $225.00/year
>> $50,000 value $282.00/year
>> $70,000 value $395.00/year
>> $85,000 value $479.00/year
>>
>> Marshall
>>
>>
>> --------------------------------------------
>> On Thu, 4/30/15, Forest Goodhart <[5]forestg at att.net> wrote:
>>
>> Subject: Re: [DeTomaso] Insurance Coverage Limits
>> To: "Jordan Klein" <[6]ohjordan at hotmail.com>, "[7]detomaso at poca.com"
>> <[8]detomaso at poca.com>
>> Date: Thursday, April 30, 2015, 11:59 AM
>>
>> In
>> California the mileage per year has a big affect on premium costs.
>>
>> __________________________________________________________________
>>
>> From: Jordan
>> Klein <[9]ohjordan at hotmail.com>
>> To: [10]detomaso at poca.com
>> Sent: Thursday, April 30, 2015
>> 11:47 AM
>> Subject: Re:
>> [DeTomaso] Insurance Coverage Limits
>>
>> Wow,
>> I'd
>> like to know more how one obtains a Hagerty $85k guaranteed value
>> California policy for
>> $320/year?
>> I've been w
>> Hagerty for 15+ years, 45 years driving experiance, no
>> claims, no tickets, just got
>> my renewal notice for a $50k agreed
>> value
>>
>> 100/300k California policy for $610. My car is a low mileage
>> original,
>> Calif. garage stored, & hasn't gone 1000 miles in the last
>> 10
>>
>> years.
>> When I
>> hear others are getting more insurance for ~ half and we live
>> <100 miles apart; I
>> feel like I'm getting screwed & Hagerty just
>> makes
>>
>> up premiums to whatever they think the "market will bear".
>>
>> Now I think I need to go insurance
>> shopping!
>> Jordan 7314
>> From: [1][11]terry.himes at jpl.nasa.gov
>> To: [2][12]MikeLDrew at aol.com;
>> [3][13]detomaso at poca.com
>> Date: Thu, 30 Apr 2015
>> 17:39:22 +0000
>> Subject: Re:
>> [DeTomaso] Insurance Coverage Limits
>> I agree. I am paying Haggerty
>> $320. a year for $85k value. A good
>> deal to pr
>> otect the
>> value of the car. Besides, Ins
>> Co's pay big $money$ to lobby state
>> legislatures
>> to require
>> liability insurance in almost
>> every state. So, in California, you must
>> carry s
>> ome insurance
>> to register your vehicle. Even
>> if you are a 1%'er. ;-)
>> "Sometimes I think the
>> surest signs that intelligent life
>>
>> exists elsewhere in the universe is that none of it has tried
>> to contact
>> us!"
>> Terry W. Himes
>> [cid:50258F42-0C4B-44EC-AC91-78B9D5FE75B1]
>> JPL Jet Propulsion Laboratory
>> InSight Sequence Team Lead
>> Rosetta/MEX Sequence Team Lead
>> Phone: (818) 393-6261
>> Cell: (818) 653-8213
>> Fax: (818) 393-3147
>> [4][14]thimes at jpl.nasa.gov<mailto:[5][15]thimes at jpl.nasa.gov>
>> 🇺🇸
>> From: Mike Drew via DeTomaso
>> <[6][16]detomaso at poca.com<mailto:[7][17]detomaso at poca.com>>
>> Reply-To:
"[8][18]MikeLDrew at aol.com<mailto:[9][19]MikeLDrew at aol.com>"
>> <[10][20]MikeLDrew at aol.com<mailt
>> o:[11][21]MikeLDrew at aol.com>>
>> Date: Thursday, April 30, 2015
>> 10:22 AM
>> To: "[12][22]detomaso at poca.com<mailto:[13][23]detomaso at poca.com>"
>> <[14][24]detomaso at poca.com<mailto:deto
>> [15][25]maso at poca.com>>
>> Subject: Re: [DeTomaso] Insurance
>> Coverage Limits
>> All,
>> Another thought--one long-term
>> risk of under-insuring your car is that
>> the
>> threshold for it being considered
>> a total loss is that much lower. For
>> instance, if you only have your
>> Pantera insured for $25K, even a minor
>> fender-bender that is easily
>> repaired could cause the insurance company
>> to total
>> the
>> car out. You always have the
>> option of buying the wreck and then using
>> the money to fix it, but then the
>> car is forever tainted with a salvage
>> title.
>> Mike (calling today to raise his
>> limits--it's been more than a year and
>> values have once again
>> outdistanced my coverage....)
>>
>> _______________________________________________
>> Detomaso Forum
>> Managed
>> by POCA Posted emails must not
>> exceed 1.5 Megabytes DeTomaso mailing
>>
>> list [16][26]DeTomaso at poca.com
>> [17][27]http://poca.com/mailman/listinfo/detomaso_poca.com
>> To manage your
>>
>> subscription (change email address, unsubscribe, etc.) use the
>> links
>>
>> above.
>> _______________________________________________
>> Detomaso Forum Managed by POCA
>> Posted emails must not exceed 1.5
>> Megabytes
>> DeTomaso mailing
>> list
>> [18][28]DeTomaso at poca.com
>> [19][29]http://poca.com/mailman/listinfo/detomaso_poca.com
>> To manage your subscription
>> (change email address, unsubscribe, etc.)
>> use the links above.
>>
>> References
>>
>> 1. mailto:[30]terry.himes at jpl.nasa.gov
>> 2. mailto:[31]MikeLDrew at aol.com
>> 3. mailto:[32]detomaso at poca.com
>> 4. mailto:[33]thimes at jpl.nasa.gov
>> 5. mailto:[34]thimes at jpl.nasa.gov
>> 6. mailto:[35]detomaso at poca.com
>> 7. mailto:[36]detomaso at poca.com
>> 8. mailto:[37]MikeLDrew at aol.com
>> 9. mailto:[38]MikeLDrew at aol.com
>> 10. mailto:[39]MikeLDrew at aol.com
>> 11. mailto:[40]MikeLDrew at aol.com
>> 12. mailto:[41]detomaso at poca.com
>> 13. mailto:[42]detomaso at poca.com
>> 14. mailto:[43]detomaso at poca.com
>> 15. mailto:[44]maso at poca.com
>> 16. mailto:[45]DeTomaso at poca.com
>> 17. [46]http://poca.com/mailman/listinfo/detomaso_poca.com
>> 18. mailto:[47]DeTomaso at poca.com
>> 19. [48]http://poca.com/mailman/listinfo/detomaso_poca.com
>>
>> -----Inline Attachment Follows-----
>>
>> _______________________________________________
>>
>> Detomaso Forum Managed by
>> POCA
>> Posted emails must not exceed 1.5
>> Megabytes
>> DeTomaso mailing list
>> [49]DeTomaso at poca.com
>> [50]http://poca.com/mailman/listinfo/detomaso_poca.com
>>
>> To manage your subscription
>> (change email address, unsubscribe, etc.) use the links above.
>>
>>
>> _______________________________________________
>>
>> Detomaso Forum Managed by POCA
>> Posted emails must not exceed 1.5 Megabytes DeTomaso mailing list
>> [51]DeTomaso at poca.com
[52]http://poca.com/mailman/listinfo/detomaso_poca.com
>>
>> To manage your subscription (change email address, unsubscribe,
etc.) use the links above.
>
>
_______________________________________________
Detomaso Forum Managed by POCA
Posted emails must not exceed 1.5 Megabytes
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[53]DeTomaso at poca.com
[54]http://poca.com/mailman/listinfo/detomaso_poca.com
To manage your subscription (change email address, unsubscribe, etc.)
use the links above.
References
1. mailto:dave at damardirect.com
2. mailto:MikeLDrew at aol.com
3. mailto:detomaso at poca.com
4. mailto:marshallgsmith at sbcglobal.net
5. mailto:forestg at att.net
6. mailto:ohjordan at hotmail.com
7. mailto:detomaso at poca.com
8. mailto:detomaso at poca.com
9. mailto:ohjordan at hotmail.com
10. mailto:detomaso at poca.com
11. mailto:terry.himes at jpl.nasa.gov
12. mailto:MikeLDrew at aol.com
13. mailto:detomaso at poca.com
14. mailto:thimes at jpl.nasa.gov
15. mailto:thimes at jpl.nasa.gov
16. mailto:detomaso at poca.com
17. mailto:detomaso at poca.com
18. mailto:MikeLDrew at aol.com
19. mailto:MikeLDrew at aol.com
20. mailto:MikeLDrew at aol.com
21. mailto:MikeLDrew at aol.com
22. mailto:detomaso at poca.com
23. mailto:detomaso at poca.com
24. mailto:detomaso at poca.com
25. mailto:maso at poca.com
26. mailto:DeTomaso at poca.com
27. http://poca.com/mailman/listinfo/detomaso_poca.com
28. mailto:DeTomaso at poca.com
29. http://poca.com/mailman/listinfo/detomaso_poca.com
30. mailto:terry.himes at jpl.nasa.gov
31. mailto:MikeLDrew at aol.com
32. mailto:detomaso at poca.com
33. mailto:thimes at jpl.nasa.gov
34. mailto:thimes at jpl.nasa.gov
35. mailto:detomaso at poca.com
36. mailto:detomaso at poca.com
37. mailto:MikeLDrew at aol.com
38. mailto:MikeLDrew at aol.com
39. mailto:MikeLDrew at aol.com
40. mailto:MikeLDrew at aol.com
41. mailto:detomaso at poca.com
42. mailto:detomaso at poca.com
43. mailto:detomaso at poca.com
44. mailto:maso at poca.com
45. mailto:DeTomaso at poca.com
46. http://poca.com/mailman/listinfo/detomaso_poca.com
47. mailto:DeTomaso at poca.com
48. http://poca.com/mailman/listinfo/detomaso_poca.com
49. mailto:DeTomaso at poca.com
50. http://poca.com/mailman/listinfo/detomaso_poca.com
51. mailto:DeTomaso at poca.com
52. http://poca.com/mailman/listinfo/detomaso_poca.com
53. mailto:DeTomaso at poca.com
54. http://poca.com/mailman/listinfo/detomaso_poca.com
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