[DeTomaso] Insurance Coverage Limits

Dave dave at damardirect.com
Fri May 1 15:26:47 EDT 2015 

I second the Zip Code, marital status, as well as credit rating and driving record.

Most importantly, God bless the fine people at Heacock!
IndyDave

-----Original Message-----
From: Mike Drew [mailto:MikeLDrew at aol.com] 
Sent: Thursday, April 30, 2015 4:41 PM
To: marshall smith
Cc: detomaso at poca.com; Forest Goodhart
Subject: Re: [DeTomaso] Insurance Coverage Limits

Don't forget your Zip code and marital status both play big roles. Kids in the house probably hurts as well. 

Just updated my Pantera to $75k, GT350 clone to $45k and Cobra replica to $50k. Will find out new rate tomorrow.  This from Heacock (formerly Parish) through Great American. 

Btw a few weeks ago I got a notice from them telling me they had done an audit and determined they had overcharged me, and they gave me a $2400 refund!!!!

Mike

Sent from my iPhone

On Apr 30, 2015, at 13:30, marshall smith <marshallgsmith at sbcglobal.net> wrote:

> FYI on the cost of insurance with Hagerty. These figures are for no points, 501 to 2500 miles, garage kept, zero deductible and multi-car discount:
> 
> $40,000 value    $225.00/year
> $50,000 value    $282.00/year
> $70,000 value    $395.00/year
> $85,000 value    $479.00/year
> 
> Marshall
> 
> 
> --------------------------------------------
> On Thu, 4/30/15, Forest Goodhart <forestg at att.net> wrote:
> 
> Subject: Re: [DeTomaso] Insurance Coverage Limits
> To: "Jordan Klein" <ohjordan at hotmail.com>, "detomaso at poca.com" 
> <detomaso at poca.com>
> Date: Thursday, April 30, 2015, 11:59 AM
> 
>    In
> California the mileage per year has a big affect on premium costs.
>  
>    __________________________________________________________________
> 
>    From: Jordan
> Klein <ohjordan at hotmail.com>
>    To: detomaso at poca.com
>    Sent: Thursday, April 30, 2015
> 11:47 AM
>    Subject: Re:
> [DeTomaso] Insurance Coverage Limits
>  
>    Wow,
>      I'd
> like to know more how one obtains a Hagerty $85k guaranteed value
>      California policy for
> $320/year?
>      I've been w
> Hagerty for 15+ years, 45 years driving experiance, no
>      claims, no tickets, just got
> my renewal notice for a $50k agreed
>    value
>  
>    100/300k California policy for $610.  My car is a low mileage
>      original,
> Calif. garage stored, & hasn't gone 1000 miles in the last
>    10
>  
>    years.
>      When I
> hear others are getting more insurance for ~ half and we live
>      <100 miles apart; I
> feel like I'm getting screwed & Hagerty just
>    makes
>  
>    up premiums to whatever they think the "market will bear".
>  
>    Now I think I need to go insurance
> shopping!
>      Jordan 7314
>      From: [1]terry.himes at jpl.nasa.gov
>      To: [2]MikeLDrew at aol.com;
> [3]detomaso at poca.com
>      Date: Thu, 30 Apr 2015
> 17:39:22 +0000
>      Subject: Re:
> [DeTomaso] Insurance Coverage Limits
>    I agree.  I am paying Haggerty
> $320. a year for $85k value.  A good
>    deal to pr
>    otect the
>    value of the car.  Besides, Ins
> Co's pay big $money$ to lobby state
>    legislatures
>    to require
>    liability insurance in almost
> every state.  So, in California, you must
>    carry s
>    ome insurance
>    to register your vehicle.  Even
> if you are a 1%'er.  ;-)
>    "Sometimes I think the
> surest signs that intelligent life
>  
>    exists elsewhere in the universe is that none of it has tried
>      to contact
> us!"
>    Terry W. Himes
> [cid:50258F42-0C4B-44EC-AC91-78B9D5FE75B1]
>    JPL Jet Propulsion Laboratory
>    InSight Sequence Team Lead
>    Rosetta/MEX Sequence Team Lead
>    Phone: (818) 393-6261
>    Cell:    (818) 653-8213
>    Fax:    (818) 393-3147
>    [4]thimes at jpl.nasa.gov<mailto:[5]thimes at jpl.nasa.gov>
>    &#x1f1fa;&#x1f1f8;
>    From: Mike Drew via DeTomaso
>    <[6]detomaso at poca.com<mailto:[7]detomaso at poca.com>>
>    Reply-To: "[8]MikeLDrew at aol.com<mailto:[9]MikeLDrew at aol.com>"
>    <[10]MikeLDrew at aol.com<mailt
>    o:[11]MikeLDrew at aol.com>>
>    Date: Thursday, April 30, 2015
> 10:22 AM
>    To: "[12]detomaso at poca.com<mailto:[13]detomaso at poca.com>"
>    <[14]detomaso at poca.com<mailto:deto
>    [15]maso at poca.com>>
>    Subject: Re: [DeTomaso] Insurance
> Coverage Limits
>    All,
>    Another thought--one long-term
> risk of under-insuring your car is that
>    the
>    threshold for it being considered
> a total loss is that much lower.  For
>    instance, if you only have your
> Pantera insured for $25K, even a minor
>    fender-bender that is easily
> repaired could cause the insurance company
>    to total
>    the
>    car out.  You always have the
> option of buying the wreck and then using
>    the money to fix it, but then the
> car is forever tainted with a salvage
>    title.
>    Mike (calling today to raise his
> limits--it's been more than a year and
>    values have once again
> outdistanced my coverage....)
>  
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> 
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>    2. mailto:MikeLDrew at aol.com
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>    6. mailto:detomaso at poca.com
>    7. mailto:detomaso at poca.com
>    8. mailto:MikeLDrew at aol.com
>    9. mailto:MikeLDrew at aol.com
>   10. mailto:MikeLDrew at aol.com
>   11. mailto:MikeLDrew at aol.com
>   12. mailto:detomaso at poca.com
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