[DeTomaso] Insurance for a visitor

Thu Feb 26 17:06:49 EST 2015

Charlie,

I don't have experience in other than NV, nor as far back, but I did stay at Holiday Inn express and know a lot of things have changed since the 90's, not all for the good! In NV you can 'lay up' a registered vehicle for a portion of the year up to 6 months allowing you to cancel insurance, but you have to surrender the registration card as soon as insurance is canceled or there's a $250 fine (you can keep the license plates). Longer than that and you have to surrender the plates too.
If your car is not registered for road use, then there is no requirement to carry insurance. FWIW I keep my '74 Pantera registered each year just to mainatin my status for emissions exemption in NV, it's worth the $40 annual regsitration fee. Julian

> From: charlesmccall at gmail.com
> To: julian_kift at hotmail.com; kirby.schrader at gmail.com; detomaso at poca.com
> Subject: RE: [DeTomaso] Insurance for a visitor
> Date: Thu, 26 Feb 2015 20:29:14 +0100
> 
> Not all states require you to maintain insurance on a car that is off the
> road. When I left for France in the late 90's, I put my Crown Victoria in
> storage, cancelled the insurance, and didn't receive any snotty-grams from
> anyone. Two years later I reactivated insurance for a month and donated it
> to the Red Cross.... Don't remember if it was registered in NY or SD when I
> cancelled insurance, but nobody questioned it. 
> 
> Out of curiosity, sounds weird that requirement. It isn't a law to have
> insurance on your car if you don't use it. Let's say you are going to do a
> Drew-restoration and take your car ot of service for 17 years... If your car
> isn't road worthy, why do you have to have insurance? They can report you to
> the DMV, but there isn't a law against it, is there? 
> 
> -----Original Message-----
> From: DeTomaso [mailto:detomaso-bounces at poca.com] On Behalf Of Julian Kift
> Sent: jueves, 26 de febrero de 2015 16:55
> To: Kirby Schrader; De Tomaso List
> Subject: Re: [DeTomaso] Insurance for a visitor
> 
> I think many States (NV certainly does) require that the car be insured to
> maintain registration/tags and there is an obligation for insurers to report
> to DMV when cover is canceled. This effectively forces someone to maintain
> the car registered at a US physical/mailing address on behalf of the visitor
> or for the visitor to maintain a US address. The latter can be achieved via
> one of the many PO box companies, many of which will forward mail overseas.
> I used a service in Miami that would forward mail and small packages to
> Colombia during my period there.
>  
> The above registration requirement for continuous insurance may make it
> difficult to get a rider on his/her overseas policy just for periods he/she
> is in the US and I would not rely on DMV accepting that for registration.
>  
> Obtaining a US drivers license used to be as simple as knowing a few words
> of Spanish and taking the test, but the rules all changed post 9/11 and then
> DMV would only renew my license at the time for the valid period of my work
> visa. Then again maybe it was because I mentioned I wanted to learn to drive
> HAZMAT commercial :), just kidding you can't get a CDL whilst on a visa, I
> did try!
>  
> He/she could try one of these as a starting point;
>  
> https://d6371032-61c0-499f-9967-ca6e618cb017.insurancewebsitebuilder.com/aut
> omobile/international_personnell_auto_insurance_quote.aspx
>  
> http://www.4autoinsurancequote.com/learning-center/car-insurance-for-non-us-
> citizens/
>  
> Julian
>  
> > From: kirby.schrader at gmail.com
> > Date: Thu, 26 Feb 2015 05:26:09 -0600
> > To: DeTomaso at poca.com
> > Subject: [DeTomaso] Insurance for a visitor
> > 
> > 
> > Scenario:  
> > 
> > Owns a car in the US, but has no home here. 
> > Has no US driver's license.
> > 
> > Wants to drive the car here in the US.
> > 
> > Where does he get insurance?
> > 
> > 
> > 
> > 
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> > 
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> 

-------------- next part --------------
   Charlie,
   I don't have experience in other than NV, nor as far back, but I did
   stay at Holiday Inn express and know a lot of things have changed since
   the 90's, not all for the good!
   In NV you can 'lay up' a registered vehicle for a portion of the year
   up to 6 months allowing you to cancel insurance, but you have to
   surrender the registration card as soon as insurance is canceled or
   there's a $250 fine (you can keep the license plates). Longer than that
   and you have to surrender the plates too.
   If your car is not registered for road use, then there is no
   requirement to carry insurance. FWIW I keep my '74 Pantera registered
   each year just to mainatin my status for emissions exemption in NV,
   it's worth the $40 annual regsitration fee.
   Julian

   > From: charlesmccall at gmail.com
   > To: julian_kift at hotmail.com; kirby.schrader at gmail.com;
   detomaso at poca.com
   > Subject: RE: [DeTomaso] Insurance for a visitor
   > Date: Thu, 26 Feb 2015 20:29:14 +0100
   >
   > Not all states require you to maintain insurance on a car that is off
   the
   > road. When I left for France in the late 90's, I put my Crown
   Victoria in
   > storage, cancelled the insurance, and didn't receive any snotty-grams
   from
   > anyone. Two years later I reactivated insurance for a month and
   donated it
   > to the Red Cross.... Don't remember if it was registered in NY or SD
   when I
   > cancelled insurance, but nobody questioned it.
   >
   > Out of curiosity, sounds weird that requirement. It isn't a law to
   have
   > insurance on your car if you don't use it. Let's say you are going to
   do a
   > Drew-restoration and take your car ot of service for 17 years... If
   your car
   > isn't road worthy, why do you have to have insurance? They can report
   you to
   > the DMV, but there isn't a law against it, is there?
   >
   > -----Original Message-----
   > From: DeTomaso [mailto:detomaso-bounces at poca.com] On Behalf Of Julian
   Kift
   > Sent: jueves, 26 de febrero de 2015 16:55
   > To: Kirby Schrader; De Tomaso List
   > Subject: Re: [DeTomaso] Insurance for a visitor
   >
   > I think many States (NV certainly does) require that the car be
   insured to
   > maintain registration/tags and there is an obligation for insurers to
   report
   > to DMV when cover is canceled. This effectively forces someone to
   maintain
   > the car registered at a US physical/mailing address on behalf of the
   visitor
   > or for the visitor to maintain a US address. The latter can be
   achieved via
   > one of the many PO box companies, many of which will forward mail
   overseas.
   > I used a service in Miami that would forward mail and small packages
   to
   > Colombia during my period there.
   >
   > The above registration requirement for continuous insurance may make
   it
   > difficult to get a rider on his/her overseas policy just for periods
   he/she
   > is in the US and I would not rely on DMV accepting that for
   registration.
   >
   > Obtaining a US drivers license used to be as simple as knowing a few
   words
   > of Spanish and taking the test, but the rules all changed post 9/11
   and then
   > DMV would only renew my license at the time for the valid period of
   my work
   > visa. Then again maybe it was because I mentioned I wanted to learn
   to drive
   > HAZMAT commercial :), just kidding you can't get a CDL whilst on a
   visa, I
   > did try!
   >
   > He/she could try one of these as a starting point;
   >
   >
   https://d6371032-61c0-499f-9967-ca6e618cb017.insurancewebsitebuilder.co
   m/aut
   > omobile/international_personnell_auto_insurance_quote.aspx
   >
   >
   http://www.4autoinsurancequote.com/learning-center/car-insurance-for-no
   n-us-
   > citizens/
   >
   > Julian
   >
   > > From: kirby.schrader at gmail.com
   > > Date: Thu, 26 Feb 2015 05:26:09 -0600
   > > To: DeTomaso at poca.com
   > > Subject: [DeTomaso] Insurance for a visitor
   > >
   > >
   > > Scenario:
   > >
   > > Owns a car in the US, but has no home here.
   > > Has no US driver's license.
   > >
   > > Wants to drive the car here in the US.
   > >
   > > Where does he get insurance?
   > >
   > >
   > >
   > >
   > > _______________________________________________
   > >
   > > Detomaso Forum Managed by POCA
   > > Posted emails must not exceed 1.5 Megabytes
   > > DeTomaso mailing list
   > > DeTomaso at poca.com
   > > http://poca.com/mailman/listinfo/detomaso_poca.com
   > >
   > > To manage your subscription (change email address, unsubscribe,
   etc.) use
   > the links above.
   >
   >