[DeTomaso] Insurance Coverage Limits

Asa Jay Laughton asajay at asajay.com
Thu Apr 30 16:46:04 EDT 2015 

That's less than half what I'm paying them.  Even after talking with  
them in person on the phone.  The only way I could get it anywhere  
near that was to max out the deductible and put the original engine  
back in the car.

Asa Jay

Quoting marshall smith <marshallgsmith at sbcglobal.net>:

> FYI on the cost of insurance with Hagerty. These figures are for no  
> points, 501 to 2500 miles, garage kept, zero deductible and  
> multi-car discount:
>
> $40,000 value    $225.00/year
> $50,000 value    $282.00/year
> $70,000 value    $395.00/year
> $85,000 value    $479.00/year
>
> Marshall
>
>
> --------------------------------------------
> On Thu, 4/30/15, Forest Goodhart <forestg at att.net> wrote:
>
>  Subject: Re: [DeTomaso] Insurance Coverage Limits
>  To: "Jordan Klein" <ohjordan at hotmail.com>, "detomaso at poca.com"  
> <detomaso at poca.com>
>  Date: Thursday, April 30, 2015, 11:59 AM
>
>     In
>  California the mileage per year has a big affect on premium
>  costs.
>   
>     __________________________________________________________________
>
>     From: Jordan
>  Klein <ohjordan at hotmail.com>
>     To: detomaso at poca.com
>     Sent: Thursday, April 30, 2015
>  11:47 AM
>     Subject: Re:
>  [DeTomaso] Insurance Coverage Limits
>   
>     Wow,
>       I'd
>  like to know more how one obtains a Hagerty $85k guaranteed
>  value
>       California policy for
>  $320/year?
>       I've been w
>  Hagerty for 15+ years, 45 years driving experiance, no
>       claims, no tickets, just got
>  my renewal notice for a $50k agreed
>     value
>   
>     100/300k California policy for $610.  My car
>  is a low mileage
>       original,
>  Calif. garage stored, & hasn't gone 1000 miles in
>  the last
>     10
>   
>     years.
>       When I
>  hear others are getting more insurance for ~ half and we
>  live
>       <100 miles apart; I
>  feel like I'm getting screwed & Hagerty just
>     makes
>   
>     up premiums to whatever they think the
>  "market will bear".
>   
>     Now I think I need to go insurance
>  shopping!
>       Jordan 7314
>       From: [1]terry.himes at jpl.nasa.gov
>       To: [2]MikeLDrew at aol.com;
>  [3]detomaso at poca.com
>       Date: Thu, 30 Apr 2015
>  17:39:22 +0000
>       Subject: Re:
>  [DeTomaso] Insurance Coverage Limits
>     I agree.  I am paying Haggerty
>  $320. a year for $85k value.  A good
>     deal to pr
>     otect the
>     value of the car.  Besides, Ins
>  Co's pay big $money$ to lobby state
>     legislatures
>     to require
>     liability insurance in almost
>  every state.  So, in California, you must
>     carry s
>     ome insurance
>     to register your vehicle.  Even
>  if you are a 1%'er.  ;-)
>     "Sometimes I think the
>  surest signs that intelligent life
>   
>     exists elsewhere in the universe is that none
>  of it has tried
>       to contact
>  us!"
>     Terry W. Himes
>  [cid:50258F42-0C4B-44EC-AC91-78B9D5FE75B1]
>     JPL Jet Propulsion Laboratory
>     InSight Sequence Team Lead
>     Rosetta/MEX Sequence Team Lead
>     Phone: (818) 393-6261
>     Cell:    (818) 653-8213
>     Fax:    (818) 393-3147
>     [4]thimes at jpl.nasa.gov<mailto:[5]thimes at jpl.nasa.gov>
>     &#x1f1fa;&#x1f1f8;
>     From: Mike Drew via DeTomaso
>     <[6]detomaso at poca.com<mailto:[7]detomaso at poca.com>>
>     Reply-To: "[8]MikeLDrew at aol.com<mailto:[9]MikeLDrew at aol.com>"
>     <[10]MikeLDrew at aol.com<mailt
>     o:[11]MikeLDrew at aol.com>>
>     Date: Thursday, April 30, 2015
>  10:22 AM
>     To: "[12]detomaso at poca.com<mailto:[13]detomaso at poca.com>"
>     <[14]detomaso at poca.com<mailto:deto
>     [15]maso at poca.com>>
>     Subject: Re: [DeTomaso] Insurance
>  Coverage Limits
>     All,
>     Another thought--one long-term
>  risk of under-insuring your car is that
>     the
>     threshold for it being considered
>  a total loss is that much lower.  For
>     instance, if you only have your
>  Pantera insured for $25K, even a minor
>     fender-bender that is easily
>  repaired could cause the insurance company
>     to total
>     the
>     car out.  You always have the
>  option of buying the wreck and then using
>     the money to fix it, but then the
>  car is forever tainted with a salvage
>     title.
>     Mike (calling today to raise his
>  limits--it's been more than a year and
>     values have once again
>  outdistanced my coverage....)
>   
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>  References
>
>     1. mailto:terry.himes at jpl.nasa.gov
>     2. mailto:MikeLDrew at aol.com
>     3. mailto:detomaso at poca.com
>     4. mailto:thimes at jpl.nasa.gov
>     5. mailto:thimes at jpl.nasa.gov
>     6. mailto:detomaso at poca.com
>     7. mailto:detomaso at poca.com
>     8. mailto:MikeLDrew at aol.com
>     9. mailto:MikeLDrew at aol.com
>    10. mailto:MikeLDrew at aol.com
>    11. mailto:MikeLDrew at aol.com
>    12. mailto:detomaso at poca.com
>    13. mailto:detomaso at poca.com
>    14. mailto:detomaso at poca.com
>    15. mailto:maso at poca.com
>    16. mailto:DeTomaso at poca.com
>    17. http://poca.com/mailman/listinfo/detomaso_poca.com
>    18. mailto:DeTomaso at poca.com
>    19. http://poca.com/mailman/listinfo/detomaso_poca.com
>
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-- 
Asa Jay Laughton - sent from somewhere other than home
******************************************************
http://www.racingagainstautism.com
http://www.teampanteraracing.com

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