[DeTomaso] Insurance Coverage Limits
Forest Goodhart
forestg at att.net
Thu Apr 30 14:59:02 EDT 2015
In California the mileage per year has a big affect on premium costs.
From: Jordan Klein <ohjordan at hotmail.com>
To: detomaso at poca.com
Sent: Thursday, April 30, 2015 11:47 AM
Subject: Re: [DeTomaso] Insurance Coverage Limits
Wow,
I'd like to know more how one obtains a Hagerty $85k guaranteed value
California policy for $320/year?
I've been w Hagerty for 15+ years, 45 years driving experiance, no
claims, no tickets, just got my renewal notice for a $50k agreed value
100/300k California policy for $610. My car is a low mileage
original, Calif. garage stored, & hasn't gone 1000 miles in the last 10
years.
When I hear others are getting more insurance for ~ half and we live
<100 miles apart; I feel like I'm getting screwed & Hagerty just makes
up premiums to whatever they think the "market will bear".
Now I think I need to go insurance shopping!
Jordan 7314
From: terry.himes at jpl.nasa.gov
To: MikeLDrew at aol.com; detomaso at poca.com
Date: Thu, 30 Apr 2015 17:39:22 +0000
Subject: Re: [DeTomaso] Insurance Coverage Limits
I agree. I am paying Haggerty $320. a year for $85k value. A good deal to pr
otect the
value of the car. Besides, Ins Co's pay big $money$ to lobby state legislatures
to require
liability insurance in almost every state. So, in California, you must carry s
ome insurance
to register your vehicle. Even if you are a 1%'er. ;-)
"Sometimes I think the surest signs that intelligent life
exists elsewhere in the universe is that none of it has tried
to contact us!"
Terry W. Himes [cid:50258F42-0C4B-44EC-AC91-78B9D5FE75B1]
JPL Jet Propulsion Laboratory
InSight Sequence Team Lead
Rosetta/MEX Sequence Team Lead
Phone: (818) 393-6261
Cell: (818) 653-8213
Fax: (818) 393-3147
thimes at jpl.nasa.gov<mailto:thimes at jpl.nasa.gov>
🇺🇸
From: Mike Drew via DeTomaso <detomaso at poca.com<mailto:detomaso at poca.com>>
Reply-To: "MikeLDrew at aol.com<mailto:MikeLDrew at aol.com>" <MikeLDrew at aol.com<mailt
o:MikeLDrew at aol.com>>
Date: Thursday, April 30, 2015 10:22 AM
To: "detomaso at poca.com<mailto:detomaso at poca.com>" <detomaso at poca.com<mailto:deto
maso at poca.com>>
Subject: Re: [DeTomaso] Insurance Coverage Limits
All,
Another thought--one long-term risk of under-insuring your car is that the
threshold for it being considered a total loss is that much lower. For
instance, if you only have your Pantera insured for $25K, even a minor
fender-bender that is easily repaired could cause the insurance company to total
the
car out. You always have the option of buying the wreck and then using
the money to fix it, but then the car is forever tainted with a salvage title.
Mike (calling today to raise his limits--it's been more than a year and
values have once again outdistanced my coverage....)
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-------------- next part --------------
In California the mileage per year has a big affect on premium costs.
__________________________________________________________________
From: Jordan Klein <ohjordan at hotmail.com>
To: detomaso at poca.com
Sent: Thursday, April 30, 2015 11:47 AM
Subject: Re: [DeTomaso] Insurance Coverage Limits
Wow,
I'd like to know more how one obtains a Hagerty $85k guaranteed value
California policy for $320/year?
I've been w Hagerty for 15+ years, 45 years driving experiance, no
claims, no tickets, just got my renewal notice for a $50k agreed
value
100/300k California policy for $610. My car is a low mileage
original, Calif. garage stored, & hasn't gone 1000 miles in the last
10
years.
When I hear others are getting more insurance for ~ half and we live
<100 miles apart; I feel like I'm getting screwed & Hagerty just
makes
up premiums to whatever they think the "market will bear".
Now I think I need to go insurance shopping!
Jordan 7314
From: [1]terry.himes at jpl.nasa.gov
To: [2]MikeLDrew at aol.com; [3]detomaso at poca.com
Date: Thu, 30 Apr 2015 17:39:22 +0000
Subject: Re: [DeTomaso] Insurance Coverage Limits
I agree. I am paying Haggerty $320. a year for $85k value. A good
deal to pr
otect the
value of the car. Besides, Ins Co's pay big $money$ to lobby state
legislatures
to require
liability insurance in almost every state. So, in California, you must
carry s
ome insurance
to register your vehicle. Even if you are a 1%'er. ;-)
"Sometimes I think the surest signs that intelligent life
exists elsewhere in the universe is that none of it has tried
to contact us!"
Terry W. Himes [cid:50258F42-0C4B-44EC-AC91-78B9D5FE75B1]
JPL Jet Propulsion Laboratory
InSight Sequence Team Lead
Rosetta/MEX Sequence Team Lead
Phone: (818) 393-6261
Cell: (818) 653-8213
Fax: (818) 393-3147
[4]thimes at jpl.nasa.gov<mailto:[5]thimes at jpl.nasa.gov>
🇺🇸
From: Mike Drew via DeTomaso
<[6]detomaso at poca.com<mailto:[7]detomaso at poca.com>>
Reply-To: "[8]MikeLDrew at aol.com<mailto:[9]MikeLDrew at aol.com>"
<[10]MikeLDrew at aol.com<mailt
o:[11]MikeLDrew at aol.com>>
Date: Thursday, April 30, 2015 10:22 AM
To: "[12]detomaso at poca.com<mailto:[13]detomaso at poca.com>"
<[14]detomaso at poca.com<mailto:deto
[15]maso at poca.com>>
Subject: Re: [DeTomaso] Insurance Coverage Limits
All,
Another thought--one long-term risk of under-insuring your car is that
the
threshold for it being considered a total loss is that much lower. For
instance, if you only have your Pantera insured for $25K, even a minor
fender-bender that is easily repaired could cause the insurance company
to total
the
car out. You always have the option of buying the wreck and then using
the money to fix it, but then the car is forever tainted with a salvage
title.
Mike (calling today to raise his limits--it's been more than a year and
values have once again outdistanced my coverage....)
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References
1. mailto:terry.himes at jpl.nasa.gov
2. mailto:MikeLDrew at aol.com
3. mailto:detomaso at poca.com
4. mailto:thimes at jpl.nasa.gov
5. mailto:thimes at jpl.nasa.gov
6. mailto:detomaso at poca.com
7. mailto:detomaso at poca.com
8. mailto:MikeLDrew at aol.com
9. mailto:MikeLDrew at aol.com
10. mailto:MikeLDrew at aol.com
11. mailto:MikeLDrew at aol.com
12. mailto:detomaso at poca.com
13. mailto:detomaso at poca.com
14. mailto:detomaso at poca.com
15. mailto:maso at poca.com
16. mailto:DeTomaso at poca.com
17. http://poca.com/mailman/listinfo/detomaso_poca.com
18. mailto:DeTomaso at poca.com
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