[DeTomaso] Collector car Insurance
Christopher Kimball
chrisvkimball at msn.com
Wed Apr 30 01:28:52 EDT 2014
Maybe...but at least they insured me!
Sincerely,
Chris
> CC: boyd411 at gmail.com; lotus0005 at hotmail.com; detomaso at poca.com
> From: MikeLDrew at aol.com
> Subject: Re: [DeTomaso] Collector car Insurance
> Date: Tue, 29 Apr 2014 22:16:34 -0700
> To: chrisvkimball at msn.com
>
> Chris--they didn't squawk, they just doubled your rate quietly!
>
> Mike
>
> Sent from my iPhone
>
> On Apr 29, 2014, at 21:50, Christopher Kimball <chrisvkimball at msn.com> wrote:
>
> > Not to confuse the issue, but here is my insurance situation:
> > I have zero deductible, 300/500 limits and $60,000 agreed value.
> > I am with Hagerty and pay about $550 per year.
> > That may be higher other companies, but I've had two claims with
> > Hagerty, and they paid immediately with absolutely no problems, and no
> > increase in rates (at the time).
> > My rates increased when I increased my agreed value a few years ago, of
> > course, and a bit again a year or two ago (but it was not much).
> > I have no mileage limit, and the didn't squawk when I told them I had a
> > 408 stroker, custom wheels and a big stereo.
> > Just my two cents.
> > Sincerely,
> > Chris
> > Date: Tue, 29 Apr 2014 23:10:02 -0400
> > From: boyd411 at gmail.com
> > To: lotus0005 at hotmail.com
> > CC: detomaso at poca.com
> > Subject: Re: [DeTomaso] Collector car Insurance
> > Here is a link from Heacock that discloses that their Insurance is
> > Underwritten by American Modern which is a subsidiary of Munich RE which
> > is one of the largest Insurance underwriters in the world.
> > [1]http://www.heacockclassic.com/agents/producers-guide/
> > I had been told that haggerty was underwritten by AMHI but I wasn'y sure
> > if it was true. So I called Haggerty for a quote. I was half way through
> > the process when the agent asked me who I was currently insured with. When
> > I told her it was American Modern she stopped me in my tracks and said"
> > They underwrite our policies so your premium will be the same. She wouldn't
> > even continue with the application process. I don't know how many other
> > classic car Ins companies are linked but I believe that there are more then
> > just the ones I mentioned. Grundy is not among them. And as I mentioned
> > earlier in spite of the substantial increase in my coverage limits my
> > premium was virtually unchanged (less the $50.00 per year).
> > Boyd
> >
> >
> > On Tue, Apr 29, 2014 at 10:51 PM, Boyd Casey <boyd411 at gmail.com> wrote:
> >
> >> No not at all. Grundy had a far lower premium for much better coverage. As
> >> I mentioned my Liability coverage went from 100/300 (that's $300K total
> >> with $100K per incident or payee (i think) Grundy gave me $500K single
> >> limit which if I understand correctly means they will pay up to $500K in a
> >> single claim. My agreed value went up 60% over what it was with American
> >> Modern Home. I was told by a list member and by the Haggerty agent that
> >> American Modern Home underwrites (provides) the Insurance that Haggertysells a
> > nd they
> >> AMH provide the same underwriting for several of the well known collector
> >> car insurance sellers. So I would highly recommend anyone who's policy is
> >> up for renewal or who wants to increase their coverage limits to give
> >> grundy a call ( or go to their web sight) It was a quick painless
> >> process. i got an underwriters approval in only two days wit a single good
> >> photo of my car. AMH was more difficult to deal with and took much longer
> >> to underwrite. Even after I had coverage with them I wanted to add another
> >> collector car I purchased. They couldn't or wouldn't supply immediate
> >> coverage even though I had already purchased the car. I had to purchase a
> >> policy from progressive to cover the car while I waited for AMH to
> >> approve the addition to my policy. Once they did Progressive refunded my
> >> premium. I never had a claim with AMH but when Dennis (from the list)
> >> Pantera was totaled by Hurricane Sandy they paid him off in no time with
> >> no problems. They also offered him the opportunity to buy his car back from
> >> them for a reasonable price.
> >> Boyd
> >>
> >>
> >> On Tue, Apr 29, 2014 at 9:23 PM, Bill Lewis <lotus0005 at hotmail.com> wrote:
> >>
> >>> So, are you saying that it seems that Grundy, Haggerty, and Heacock
> >>> (using American Modern) will all have the same premiums and coverages?
> >>> Anyone else want to speak to this? Thanks, BILL Lewis
> >>> Date: Tue, 29 Apr 2014 19:50:53 -0400
> >>> From: boyd411 at gmail.com
> >>> To: detomaso at poca.com
> >>> Subject: [DeTomaso] Collector car Insurance
> >>> To all who helped me and shared experience and advice concerning Insurance
> >>> and Panteras appreciating values I wanted to share the results of my
> >>> search.
> >>> I just received my new policy from Grundy Insurance. Dennis Sanford a
> >>> member of the Long Island POCA group recommended them after his pant era
> >>> was totaled by hurricane Sandy.
> >>> I had American Modern Home Ins Co, who it turns out are the underwriters
> >>> for several other collector car Insurance companies (including Haggerty)
> >>> When I called Haggerty and they asked me who i was currently insured with
> >>> and I told them AMHI , they said "Hold on" They underwrite our policies so
> >>> your premium will be the same. So I contacted Grundy. I got my Liability
> >>> raised from 100/ 300 to $500K single limit, raised the insured value of my
> >>> car by 60% and my premium was virtually unchanged! All the other
> >>> superfluous coverages are essentially the same. The premium for this level
> >>> coverage with my previous insurer ( as well as others I called) was
> >>> double
> >>> what I am paying (and was paying! So needless to say I am quite happy and
> >>> would seriously recommend any one looking for a collector car policy ( or
> >>> another high end coverage , like yachts, collectibles even High end daily
> >>> drivers , they do it all!
> >>> Thanks again for all the advice.
> >>> Boyd
> >>>
> >>> _______________________________________________ Detomaso Forum Managed
> >>> by POCA DeTomaso mailing list DeTomaso at poca.com
> >>> [2]http://poca.com/mailman/listinfo/detomaso_poca.com
> >>>
> >>> _______________________________________________
> >>>
> >>> Detomaso Forum Managed by POCA
> >>>
> >>> DeTomaso mailing list
> >>> DeTomaso at poca.com
> >>> [3]http://poca.com/mailman/listinfo/detomaso_poca.com
> >
> > _______________________________________________ Detomaso Forum Managed
> > by POCA DeTomaso mailing list DeTomaso at poca.com
> > http://poca.com/mailman/listinfo/detomaso_poca.com
> >
> > References
> >
> > 1. http://www.heacockclassic.com/agents/producers-guide/
> > 2. http://poca.com/mailman/listinfo/detomaso_poca.com
> > 3. http://poca.com/mailman/listinfo/detomaso_poca.com
> > _______________________________________________
> >
> > Detomaso Forum Managed by POCA
> >
> > DeTomaso mailing list
> > DeTomaso at poca.com
> > http://poca.com/mailman/listinfo/detomaso_poca.com
-------------- next part --------------
Maybe...but at least they insured me!
Sincerely,
Chris
> CC: boyd411 at gmail.com; lotus0005 at hotmail.com; detomaso at poca.com
> From: MikeLDrew at aol.com
> Subject: Re: [DeTomaso] Collector car Insurance
> Date: Tue, 29 Apr 2014 22:16:34 -0700
> To: chrisvkimball at msn.com
>
> Chris--they didn't squawk, they just doubled your rate quietly!
>
> Mike
>
> Sent from my iPhone
>
> On Apr 29, 2014, at 21:50, Christopher Kimball
<chrisvkimball at msn.com> wrote:
>
> > Not to confuse the issue, but here is my insurance situation:
> > I have zero deductible, 300/500 limits and $60,000 agreed value.
> > I am with Hagerty and pay about $550 per year.
> > That may be higher other companies, but I've had two claims with
> > Hagerty, and they paid immediately with absolutely no problems, and
no
> > increase in rates (at the time).
> > My rates increased when I increased my agreed value a few years
ago, of
> > course, and a bit again a year or two ago (but it was not much).
> > I have no mileage limit, and the didn't squawk when I told them I
had a
> > 408 stroker, custom wheels and a big stereo.
> > Just my two cents.
> > Sincerely,
> > Chris
> > Date: Tue, 29 Apr 2014 23:10:02 -0400
> > From: boyd411 at gmail.com
> > To: lotus0005 at hotmail.com
> > CC: detomaso at poca.com
> > Subject: Re: [DeTomaso] Collector car Insurance
> > Here is a link from Heacock that discloses that their Insurance is
> > Underwritten by American Modern which is a subsidiary of Munich RE
which
> > is one of the largest Insurance underwriters in the world.
> > [1]http://www.heacockclassic.com/agents/producers-guide/
> > I had been told that haggerty was underwritten by AMHI but I wasn'y
sure
> > if it was true. So I called Haggerty for a quote. I was half way
through
> > the process when the agent asked me who I was currently insured
with. When
> > I told her it was American Modern she stopped me in my tracks and
said"
> > They underwrite our policies so your premium will be the same. She
wouldn't
> > even continue with the application process. I don't know how many
other
> > classic car Ins companies are linked but I believe that there are
more then
> > just the ones I mentioned. Grundy is not among them. And as I
mentioned
> > earlier in spite of the substantial increase in my coverage limits
my
> > premium was virtually unchanged (less the $50.00 per year).
> > Boyd
> >
> >
> > On Tue, Apr 29, 2014 at 10:51 PM, Boyd Casey <boyd411 at gmail.com>
wrote:
> >
> >> No not at all. Grundy had a far lower premium for much better
coverage. As
> >> I mentioned my Liability coverage went from 100/300 (that's $300K
total
> >> with $100K per incident or payee (i think) Grundy gave me $500K
single
> >> limit which if I understand correctly means they will pay up to
$500K in a
> >> single claim. My agreed value went up 60% over what it was with
American
> >> Modern Home. I was told by a list member and by the Haggerty agent
that
> >> American Modern Home underwrites (provides) the Insurance that
Haggertysells a
> > nd they
> >> AMH provide the same underwriting for several of the well known
collector
> >> car insurance sellers. So I would highly recommend anyone who's
policy is
> >> up for renewal or who wants to increase their coverage limits to
give
> >> grundy a call ( or go to their web sight) It was a quick painless
> >> process. i got an underwriters approval in only two days wit a
single good
> >> photo of my car. AMH was more difficult to deal with and took much
longer
> >> to underwrite. Even after I had coverage with them I wanted to add
another
> >> collector car I purchased. They couldn't or wouldn't supply
immediate
> >> coverage even though I had already purchased the car. I had to
purchase a
> >> policy from progressive to cover the car while I waited for AMH to
> >> approve the addition to my policy. Once they did Progressive
refunded my
> >> premium. I never had a claim with AMH but when Dennis (from the
list)
> >> Pantera was totaled by Hurricane Sandy they paid him off in no
time with
> >> no problems. They also offered him the opportunity to buy his car
back from
> >> them for a reasonable price.
> >> Boyd
> >>
> >>
> >> On Tue, Apr 29, 2014 at 9:23 PM, Bill Lewis
<lotus0005 at hotmail.com> wrote:
> >>
> >>> So, are you saying that it seems that Grundy, Haggerty, and
Heacock
> >>> (using American Modern) will all have the same premiums and
coverages?
> >>> Anyone else want to speak to this? Thanks, BILL Lewis
> >>> Date: Tue, 29 Apr 2014 19:50:53 -0400
> >>> From: boyd411 at gmail.com
> >>> To: detomaso at poca.com
> >>> Subject: [DeTomaso] Collector car Insurance
> >>> To all who helped me and shared experience and advice concerning
Insurance
> >>> and Panteras appreciating values I wanted to share the results of
my
> >>> search.
> >>> I just received my new policy from Grundy Insurance. Dennis
Sanford a
> >>> member of the Long Island POCA group recommended them after his
pant era
> >>> was totaled by hurricane Sandy.
> >>> I had American Modern Home Ins Co, who it turns out are the
underwriters
> >>> for several other collector car Insurance companies (including
Haggerty)
> >>> When I called Haggerty and they asked me who i was currently
insured with
> >>> and I told them AMHI , they said "Hold on" They underwrite our
policies so
> >>> your premium will be the same. So I contacted Grundy. I got my
Liability
> >>> raised from 100/ 300 to $500K single limit, raised the insured
value of my
> >>> car by 60% and my premium was virtually unchanged! All the other
> >>> superfluous coverages are essentially the same. The premium for
this level
> >>> coverage with my previous insurer ( as well as others I called)
was
> >>> double
> >>> what I am paying (and was paying! So needless to say I am quite
happy and
> >>> would seriously recommend any one looking for a collector car
policy ( or
> >>> another high end coverage , like yachts, collectibles even High
end daily
> >>> drivers , they do it all!
> >>> Thanks again for all the advice.
> >>> Boyd
> >>>
> >>> _______________________________________________ Detomaso Forum
Managed
> >>> by POCA DeTomaso mailing list DeTomaso at poca.com
> >>> [2]http://poca.com/mailman/listinfo/detomaso_poca.com
> >>>
> >>> _______________________________________________
> >>>
> >>> Detomaso Forum Managed by POCA
> >>>
> >>> DeTomaso mailing list
> >>> DeTomaso at poca.com
> >>> [3]http://poca.com/mailman/listinfo/detomaso_poca.com
> >
> > _______________________________________________ Detomaso Forum
Managed
> > by POCA DeTomaso mailing list DeTomaso at poca.com
> > http://poca.com/mailman/listinfo/detomaso_poca.com
> >
> > References
> >
> > 1. http://www.heacockclassic.com/agents/producers-guide/
> > 2. http://poca.com/mailman/listinfo/detomaso_poca.com
> > 3. http://poca.com/mailman/listinfo/detomaso_poca.com
> > _______________________________________________
> >
> > Detomaso Forum Managed by POCA
> >
> > DeTomaso mailing list
> > DeTomaso at poca.com
> > http://poca.com/mailman/listinfo/detomaso_poca.com
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