[DeTomaso] Really bad day

Fri Sep 13 14:36:11 EDT 2013

If was recently told each state insurance laws may very. Kansas law is any time the repair cost would be equal or be greater than 75% of  agreed value, the car is an automatic total. Also Kansas allows an insurance company to total a car at a lower number than 75% if they so choose. I just went through a big hassle over this with my Pantera. Lesson learned is to be sure your agreed value is high enough to be able to buy a replacement you could accept. But this was my insurance company, as I wrecked the car. I don't know how it figures in if another company had to pay the bill.

Bud #3400 ( Drive it like there is no tomorrow -- for there may not be ! )

From: Boyd Casey <boyd411 at gmail.com>
To: "Himes, Terry (397C)" <terry.himes at jpl.nasa.gov> 
Cc: "detomaso at poca.com" <detomaso at poca.com>; Don Byars <preprobro at aol.com> 
Sent: Friday, September 13, 2013 12:34 PM
Subject: Re: [DeTomaso] Really bad day

It's to late for you to take advantage of advice concerning what to do at
the time of an accident but it is a good time for everyone else to
reevaluate your insurance coverage and have an understanding and  a plan of
what to do if you are involved in an accident.
1. Always go to the hospital directly from the scene of an accident *IN AN
AMBULANCE*  ( unless it is really an insignificant accident ) if there is
any question err on the side a potential injury.
2.
Never apologize or admit fault even if it looks like you are 1000% at
fault..
Generally speaking  a car is considered totaled
*If the repair cost is greater then the replacement value the car. *
Since most estimates are generally lower then the actual repair costs if
the initial estimate is within 70-75% of the replacement value the
insurance company will write the car off as a total loss. This is why it is
imperative to have an insurance policy that has an* "Agreed upon Value". *Just
imagine if your car were totaled and you didn't have an *agreed upon value *.
The insurance company could pull out the episode of "Fast and Loud"  and
say a 1972 Pantera with 16,000 miles just sold for $17,000!.
The time to worry about and prepare for these type issues is way before you
ever need them.
After a careful examination of your car  and it's value to you or another
Pantera enthusiast, you can determine if the car is worth buying back from
the insurance company after they have paid you off for your agreed upon
insurance value. You can then part the car out, use it to rebuild a
replacement Pantera  or sell it to someone building a Pantera that will
pay you more then someone would pay at a salvage auction.
It is important to remember that insurance companies will always try to pay
you the least amount possible and you have to be on your toes to maximize
your return (or minimize your loss) depending on how you look at it.
Remember generally speaking you are going to have to fight for every nickel.

Boyd
*
*

On Fri, Sep 13, 2013 at 11:59 AM, Himes, Terry (397C) <
terry.himes at jpl.nasa.gov> wrote:

> Mike,
>
> Very sad news.  I've used 2 places that are exceptional.  But the best
> one is Don Byers and Precision ProFormance.
> He is honest and a perfectionist.
> He has been working on ONLY pantera's for as long as I can remember.  At
> least 25 years.
>
> He recently moved here is his contact information;
>
> Don Byars
> preprobro at aol.com
> PrecisionProformance
> 570-F Central Ave.
> Lake Elsinor, CA 92530
>
>
> Terry W. Himes
> JPL Jet Propulsion Laboratory
> Deep Impact/Epoxi Sequence Team Lead
> Deep Impact/Epoxi Spacecraft Engineer
> Phone: (818) 393-6261
> Cell:    (818) 653-8213
> Fax:    (818) 393-3147
> thimes at jpl.nasa.gov<mailto:thimes at jpl.nasa.gov>
>
>
> From: The Hougans <hougan at verizon.net<mailto:hougan at verizon.net>>
> Date: Thu, 12 Sep 2013 21:05:44 -0700
> To: <detomaso at poca.com<mailto:detomaso at poca.com>>
> Subject: [DeTomaso] Really bad day
>
> Earlier this evening, while I was taking my '73L out for a spin, I was rear
> ended by a Hummer H3 as I pulled away from a light.
> As you can imagine, I'm pretty depressed.
> The car is pretty badly hit, buckled the deck, damaged both rear fenders
> including popping the paint off the door edge on the passenger side.  Of
> course, the bumper, and rear valance are toast.  I would guess the frame,
> rear suspension maybe tweaked, as well.
>
> Frankly, I'm more that a little worried that the car ever be made right.
>
> Anyway, I'm asking for input on shops in Southern California that have a
> good reputation and stand the best chance of fixing the car right.
>  Assuming
> insurance doesn't total it.
>
>
> Thanks for any help.
>
>
> Mike
>
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