[DeTomaso] Insurance increase

michael at michaelshortt.com michael at michaelshortt.com
Thu Nov 21 22:27:44 EST 2013


I'm paying $4 per $1000 thru BJ using Amy.

Michael Shortt
On Nov 21, 2013 10:24 PM, "Pantdino" <pantdino at aol.com> wrote:

> That's $9 per $1000 coverage
>
> I'm paying about $5 at Parish, but the cars are stock.
>
> Jim
>  -----Original Message-----
> From: Christopher Kimball <chrisvkimball at msn.com>
> To: Julian Kift <julian_kift at hotmail.com>
> Cc: Pantdino <pantdino at aol.com>; asajay <asajay at asajay.com>; De Tomaso
> List <detomaso at poca.com>
> Sent: Thu, Nov 21, 2013 8:05 am
> Subject: Re: [DeTomaso] Insurance increase
>
>  I have had Hagerty since I purchased my car in 2006, and I told them it
> had modifications, including a 408 stroker, and my premium this year for an
> agreed value of $60,000 is $545 per year; the same as last year.  I've had
> two claims, one for about $1,700.00 (caused by me) and the other for
> $4,000.000 (caused by a mechanic who trashed my car), and both were paid
> immediately with no problems and no increase in premiums.
>
>  I have to say I've never dealt with any insurance company which has
> taken better care of me.
>
>  Sincerely,
>
>  Chris
> President, Panteras Northwest
>
>
>
>
>
> On Nov 21, 2013, at 10:55 AM, "Julian Kift" <julian_kift at hotmail.com>
> wrote:
>
>   My prior insurer was American Classic, but I got comparative quotes
> from Hagerty, Heacock, Grundy and a couple others.
>
> As with all insurers rates are dependent on their perceived risk; i.e.
> your ZIP code, your insurability & record, credit score etc.
>
> I urge you to give them a call and find out for yourself, hopefully you'll
> be as pleasantly surprised as I was.
>
> Julian
>
> ------------------------------
> To: julian_kift at hotmail.com; asajay at asajay.com; detomaso at poca.com
> Subject: Re: [DeTomaso] Insurance increase
> From: pantdino at aol.com
> Date: Thu, 21 Nov 2013 00:53:00 -0500
>
>  What is BJ's insurance per $1000 value rate, and who was your prior
> insurer?
>
> Jim
>
>  -----Original Message-----
> From: Julian Kift <julian_kift at hotmail.com>
> To: asajay <asajay at asajay.com>; detomaso <detomaso at poca.com>
> Sent: Wed, Nov 20, 2013 9:45 pm
> Subject: Re: [DeTomaso] Insurance increase
>
>  Asa Jay,
>
> I think Michael Shortt already made an endorsement for the Barrett Jackson
> endorsed insurance, which is underwritten by Chartis. I would second that
> endorsement and for the last 3 years I have had 5 cars insured through them
> and halved my annual insurance bill to my prior provider. They truly are
> customer service oriented and a call or e-mail is usually responded to in
> less than 24 hours.
>
> Julian
>
> ------------------------------
> Date: Wed, 20 Nov 2013 20:36:46 -0800
> From: asajay at asajay.com
> To: detomaso at poca.com
> Subject: Re: [DeTomaso] Insurance increase
>
> Well.... it would seem that Hagerty has some "feelers" into the DeTomaso
> email forum.
>
> I got an unsolicited phone call from them today.  The person who spoke
> with me had seen an email trail... and mentioned "Mike Drew."  I don't
> think Mike was the source, but that was the clue they probably have eyes
> into this list.  It's the -only- place I've made any comment, and as I
> recall... never mentioned their name, until now.  Of course Mike Drew hit
> the nail on the head when he said I'd been "Hagerty'ed."
>
> Anyway... they wanted to make sure I understood why the change was so big
> and wanted to ask me questions about the "modifications," probably to see
> if they could re-classify it as stock in order to reduce my yearly cost.
> Well, it seems 50 HP over stock may be the magic number (not to mention my
> other mods).  There was no dispute that it classified as a modified vehicle.
>
> Then he talked about possible rate reductions if I increased my
> deductible.  Let's just say what was offered would have taken me 20 years
> to save in order to meet the deductible.  Umm... oh heck, it was take $50
> of the yearly rate if you go with a $1,000 deductible.  Gee, really????
> WOW!   .... no thanks, I can do math in my head.
>
> I think I'll just get quotes from some of the others insurance vendors.
> Since I know Hagerty will probably get a copy of this... um... yea... they
> need to offer me a sweeter deal than that.
>
> :)
> Asa  Jay
>
> Asa Jay Laughton, MSgt, USAFR, Retired
> & Shelley Marie
> Spokane, WA
> ******************************     http://www.racingagainstautism.comhttp://www.teampanteraracing.comhttp://facebook.com/racingagainstautism
>
>
> On 11/19/2013 6:57 PM, Asa Jay Laughton wrote:
>
> Possibly.  -that- as Mike pointed out, was the primary factor that
> increased the value.  When I said the modified engine was maybe 50 HP more
> than stock, he said that qualified for "modified."  And then there was the
> non-stock radiator, non-stock shocks...
>
> Asa
>
> Asa Jay Laughton, MSgt, USAFR, Retired
> & Shelley Marie
> Spokane, WA
> ******************************     http://www.racingagainstautism.comhttp://www.teampanteraracing.comhttp://facebook.com/racingagainstautism
>
>
> On 11/19/2013 6:19 PM, Mike Thomas wrote:
>
>  That brings up an interesting question: how modified is modified?  I’ve
> been with Hagerty since I bought the Pantera.  The body is stock, but the
> engine, suspension, wheels/tires, seats, etc. are certainly not stock.  Am
> I setting myself up for a denial of claim if something were to happen?
>
> *Mike Thomas*
> *VP, POCA*
> *VP, Panteras Northwest*
> *Yellow ’74 #6328*
>
>
>
>  *From:* DeTomaso [mailto:detomaso-bounces at poca.com<detomaso-bounces at poca.com>]
> *On Behalf Of *Mike Drew
> *Sent:* Tuesday, November 19, 2013 11:50 AM
> *To:* Asa Jay Laughton
> *Cc:* detomaso at poca.com
> *Subject:* Re: [DeTomaso] Insurance increase
>
>  AJ,
>
>  Don't tell me, let me guess. You got Hagerty'ed.
>
>  Right?
>
>  Hagerty hates modified cars. When I was shopping they told me my rate
> would be triple their normal rate just because I had a fire system and
> aftermarket seat belts--both things that would potentially reduce their
> exposure!
>
>  Shop around. I am with heacock and my rates are very reasonable. I just
> raised my coverage and costs increase was minimal.
>
>  Mike
>
> Sent from my iPhone
>
> On Nov 19, 2013, at 11:23, "Asa Jay Laughton"<asajay at asajay.com> wrote:
>
>  Hey all,
> I recently changed the policy on my Pantera.  I'm still with the same
> company, but I increased the agreed value based on recent market conditions
> and on-line valuation tools.  I also changed it from stock to modified.
>
> The surprise in all this is that my cost for the policy more than
> tripled.  I was a bit stunned when I figured it all out.
>
> Have you reviewed -your- policy recently to make sure you are adequately
> covered?
>
> Asa Jay
>
> *Sent using Jedi mind tricks.*
>
>  _______________________________________________
>
> Detomaso Forum Managed by POCA
>
> DeTomaso mailing list
> DeTomaso at poca.com
> http://poca.com/mailman/listinfo/detomaso_poca.com
>
>  ------------------------------
> No virus found in this message.
> Checked by AVG - www.avg.com
> Version: 10.0.1432 / Virus Database: 3629/6350 - Release Date: 11/19/13
>
>
> _______________________________________________
>
> Detomaso Forum Managed by POCA
>
> DeTomaso mailing listDeTomaso at poca.comhttp://poca.com/mailman/listinfo/detomaso_poca.com
>
>
>
> No virus found in this message.
> Checked by AVG - www.avg.com
> Version: 10.0.1432 / Virus Database: 3629/6350 - Release Date: 11/19/13
>
>
> _______________________________________________ Detomaso Forum Managed by
> POCA DeTomaso mailing list DeTomaso at poca.com
> http://poca.com/mailman/listinfo/detomaso_poca.com
>
> _______________________________________________
>
> Detomaso Forum Managed by POCA
>
> DeTomaso mailing listDeTomaso at poca.comhttp://poca.com/mailman/listinfo/detomaso_poca.com
>
>    _______________________________________________
>
> Detomaso Forum Managed by POCA
>
> DeTomaso mailing list
> DeTomaso at poca.com
> http://poca.com/mailman/listinfo/detomaso_poca.com
>
>  _______________________________________________
>
> Detomaso Forum Managed by POCA
>
> DeTomaso mailing listDeTomaso at poca.comhttp://poca.com/mailman/listinfo/detomaso_poca.com
>
>
> _______________________________________________
>
> Detomaso Forum Managed by POCA
>
> DeTomaso mailing list
> DeTomaso at poca.com
> http://poca.com/mailman/listinfo/detomaso_poca.com
>
>
-------------- next part --------------
An HTML attachment was scrubbed...
URL: <http://server.detomasolist.com/pipermail/detomaso/attachments/20131121/cc0043b7/attachment.html>


More information about the DeTomaso mailing list