[DeTomaso] Insurance increase

[MikeLDrew at aol.com]

In a message dated 11/19/13 18 19 50, mbefthomas at comcast.net writes:


> That brings up an interesting question: how modified is modified?  I’ve 
> been with Hagerty since I bought the Pantera.  The body is stock, but the 
> engine, suspension, wheels/tires, seats, etc. are certainly not stock.  Am I 
> setting myself up for a denial of claim if something were to happen?
> 

>>>Anytime your car is something other than what you represented, you leave 
yourself open to trouble.   There are some things that they don't seem to 
care about (seats for instance), but improved safety gear automatically makes 
them think you are racing the car, and they jack up your premiums.   Same 
thing with increased power, better brakes, etc.

The smart thing to do is ask the question before you need to file a claim, 
not after....

Mike
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