[DeTomaso] Insurance increase

[Mike Thomas]

That brings up an interesting question: how modified is modified?  I’ve been with Hagerty since I bought the Pantera.  The body is stock, but the engine, suspension, wheels/tires, seats, etc. are certainly not stock.  Am I setting myself up for a denial of claim if something were to happen?

 

Mike Thomas

VP, POCA

VP, Panteras Northwest

Yellow ’74 #6328

 

 

 

From: DeTomaso [mailto:detomaso-bounces at poca.com] On Behalf Of Mike Drew
Sent: Tuesday, November 19, 2013 11:50 AM
To: Asa Jay Laughton
Cc: detomaso at poca.com
Subject: Re: [DeTomaso] Insurance increase

 

AJ,

 

Don't tell me, let me guess. You got Hagerty'ed. 

 

Right?

 

Hagerty hates modified cars. When I was shopping they told me my rate would be triple their normal rate just because I had a fire system and aftermarket seat belts--both things that would potentially reduce their exposure!

 

Shop around. I am with heacock and my rates are very reasonable. I just raised my coverage and costs increase was minimal. 

 

Mike


Sent from my iPhone


On Nov 19, 2013, at 11:23, "Asa Jay Laughton"<asajay at asajay.com <mailto:asajay at asajay.com> > wrote:

Hey all,
I recently changed the policy on my Pantera.  I'm still with the same company, but I increased the agreed value based on recent market conditions and on-line valuation tools.  I also changed it from stock to modified.

The surprise in all this is that my cost for the policy more than tripled.  I was a bit stunned when I figured it all out.

Have you reviewed -your- policy recently to make sure you are adequately covered?

Asa Jay

Sent using Jedi mind tricks.

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