[DeTomaso] classic car insurance

[MikeLDrew at aol.com]

In a message dated 1/11/09 13 33 16, johnmaffeo1 at yahoo.com writes:


> Easy question.......Haggerty is the best.
> 
> 

...but only if your car is completely stock--and how many Panteras are stock? 
  In my case, because I have five-point harnesses in my car, and a fire 
system (both of which should REDUCE their exposure to loss), they consider my car 
'modified' and they TRIPLE the cost of my insurance.

Similarly, if you have improved the engine, or fitted aftermarket brakes, or 
any of a host of other things that we routinely do, Haggarty requires you to 
inform them of this fact, and then they triple your rates.   If you lie to them 
and tell them that your Pantera is a stock (classic) car when in fact it's a 
modified (hot rod/open track) car, then in the event of a claim, they can DENY 
your claim and leave you completely uncovered.

That's why I have Heacock (formerly Parish), which is the 'pet' insurance 
company of SAAC (the Shelby club).   Rates are competitive with the Hagerty 
'stock' rates, and I have had several claims, of varying sizes, all handled 
beautifully and with no adverse affect on my rates.

Mike


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