[DeTomaso] NPC... Visa/MC Charges

[P. Rimov]

I would not recommend BofA if you carry any balance. I just got a statement 
from them saying their interest rates would be increasing, ATM cash 
advances, balance transfers, bank cash advances, cash equivalence, check 
cash advances, direct deposit cash advances, wire transfers, loan pay offs, 
balding, using the drive up window, using the walk in window, talking to a 
teller, making a direct deposit into either saving or checking or even 
driving by the bank "effective June 1, 2010 would accure a transaction fee 
(Finance Charge) assessed on each of the preceding transactions equal to a 
4% transaction fee for each transaction with a minimum charge of $10.00"

I though Obama just finished having a meeting with these guys last week.

Cheers

Paul

----- Original Message ----- 
From: "Mike Thomas" <mbefthomas at comcast.net>
To: <cuvee at sbcglobal.net>
Cc: <detomaso at realbig.com>
Sent: Sunday, April 26, 2009 1:34 PM
Subject: Re: [DeTomaso] NPC... Visa/MC Charges


> Welcome to the new age - screw the customer, No, wait, that's the old age,
> just remade.  I got the same notice from them a couple of weeks ago - We
> don't car if you've been with us for 12 years and have never had a bad or
> late payment, you rate is going from 9.9 to 15.75, so there . . .  So, I
> told them to piss off and took a card out with my credit union: 6%.
>
> Shop around, there are lots of fish in the credit card pond, and BofA is
> just looking for chum, or is that chump . . .?
>
> Mike Thomas
>
> -----Original Message-----
> From: detomaso-bounces at realbig.com [mailto:detomaso-bounces at realbig.com] 
> On
> Behalf Of Curt Hall
> Sent: Sunday, April 26, 2009 11:12 AM
> To: Pantera Web
> Subject: [DeTomaso] NPC... Visa/MC Charges
>
> Well first thing to do this morning is PAY bills! (got to love doing this)
>
> Things were going fine till I got to the CITI BANK M/C! When I noticed 
> they
> had RAISED the interest rate DOUBLE!!!
> I know, I know you got to keep on top of it! Its in the fine print. That
> said, sometime we get lazy (or is it just me?) I know we should pay the
> CARDS off in full every month! But, with the economy in the CRAPPER and 
> all
> the lost jobs sometime a family just can't pay in full each month trying 
> to
> make ends meet!
>
> OK...Back to CITI BANK
> I call them, talk to a nice lady who tells me there is nothing she can do
> for me! I said that's fine, I'll pay the card in full and to please CANCEL
> the card! The lady says one moment please, and now I'm talking to another
> lady (Supervisor?) who tells me CITI BANK does not what to lose a good
> customer like me AND can drop my interest rate to 3.9% for nine months! 
> I'm
> thinking if I'm such I good customer why the screw around with me? 
> (because
> they can, IE... READ THE FINE PRINT!) So I keep the card and PLAY the game
> again in nine months!
>
> SO...FYI...check the interest rate of your CREDIT CARDS to make sure you
> have the rate you think you have! If its not right GET ON THE PHONE it 
> could
> make differencece if only for nine months!
>
> As you can probably tell I'm not a fan of CITI BANK, but 3.9% is not to
> bad.
>
> RANT OVER
> Curt
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