[DeTomaso] NPC... Visa/MC Charges

[Mike Thomas]

Welcome to the new age - screw the customer, No, wait, that's the old age,
just remade.  I got the same notice from them a couple of weeks ago - We
don't car if you've been with us for 12 years and have never had a bad or
late payment, you rate is going from 9.9 to 15.75, so there . . .  So, I
told them to piss off and took a card out with my credit union: 6%.  

Shop around, there are lots of fish in the credit card pond, and BofA is
just looking for chum, or is that chump . . .?

Mike Thomas

-----Original Message-----
From: detomaso-bounces at realbig.com [mailto:detomaso-bounces at realbig.com] On
Behalf Of Curt Hall
Sent: Sunday, April 26, 2009 11:12 AM
To: Pantera Web
Subject: [DeTomaso] NPC... Visa/MC Charges

Well first thing to do this morning is PAY bills! (got to love doing this) 
 
Things were going fine till I got to the CITI BANK M/C! When I noticed they
had RAISED the interest rate DOUBLE!!!
I know, I know you got to keep on top of it! Its in the fine print. That
said, sometime we get lazy (or is it just me?) I know we should pay the
CARDS off in full every month! But, with the economy in the CRAPPER and all
the lost jobs sometime a family just can't pay in full each month trying to
make ends meet!
 
OK...Back to CITI BANK
I call them, talk to a nice lady who tells me there is nothing she can do
for me! I said that's fine, I'll pay the card in full and to please CANCEL
the card! The lady says one moment please, and now I'm talking to another
lady (Supervisor?) who tells me CITI BANK does not what to lose a good
customer like me AND can drop my interest rate to 3.9% for nine months! I'm
thinking if I'm such I good customer why the screw around with me? (because
they can, IE... READ THE FINE PRINT!) So I keep the card and PLAY the game
again in nine months!
 
SO...FYI...check the interest rate of your CREDIT CARDS to make sure you
have the rate you think you have! If its not right GET ON THE PHONE it could
make differencece if only for nine months!
 
As you can probably tell I'm not a fan of CITI BANK, but 3.9% is not to
bad. 
 
RANT OVER
Curt
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